Elkhart County property record for 401 Morningside Dr, Nappanee, IN 46550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,328 sqft · built 1948 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,500 (Oct 2017) |
| Tax Bill | $1,495 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-31-252-004.000-029 |
| Primary APN | 20-14-31-252-004.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,328 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 286 sqft |
| Carport | Carport |
| Carport Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | Deck Area |
| Patio Area | 76 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 401 MORNINGSIDE DR |
|---|---|
| City | NAPPANEE |
| State | IN |
| Zip | 46550-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | VICTORY HOME ADD LOT 15 |
| Legal Subdivision | VICTORY HOME ADD |
| Legal Block | 252 |
| Legal Lot Number | 15 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1200 |
401 Morningside Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Elkhart County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MORNINGSIDE DR, NAPPANEE, IN 46550-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2017 · Amount on File |
| Deed Sale | Oct 3, 2017 · Amount on File |
| Deed Document Number | 201721336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 401 MORNINGSIDE DR, NAPPANEE, IN 46550-2226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005543 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022-05543 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,800 (+11.96%) Land $24,000 Building $139,800 | $163,800 (+11.96%) Land $24,000 Building $139,800 | |
| 2024 | $1,495.00 | $146,300 (+3.54%) Land $24,000 Building $122,300 | $146,300 (+3.54%) Land $24,000 Building $122,300 |
| 2023 | $141,300 (+5.61%) Land $24,000 Building $117,300 | $141,300 (+5.61%) Land $24,000 Building $117,300 | |
| 2022 | $1,374.00 Homeowner's exemption | $133,800 Land $24,000 Building $109,800 | $133,800 Land $24,000 Building $109,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPPANEE WATER UTILITY serves 6,800 people · EPA ID IN5220016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Fourway, Verizon, Xfinity.
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