Westmoreland County property record for 407 Monroe Point Dr, Colonial Beach, VA 22443
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,940 sqft · built 2008 |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Apr 2025) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A8-1-D1-95 |
| Primary APN | 3A8-1-D1-95 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,940 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26121 |
|---|---|
| Old Parcel Number | 3A8-1-D1-95 |
| Street Address | 407 MONROE POINT DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-1938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MONROE POINT PAR D1 LOT 95DB 978 PG 600 R/S |
| Legal Lot Number | 95 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10401 |
407 Monroe Point Dr, a townhouse, is owned and occupied by an individual who bought it in April 2025.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 407 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Intrafamily Transfer, Transfer |
| Sep 21, 2020 | Warranty Deed, Transfer · VA Mortgage SUMMIT MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on File |
| Deed Sale | Apr 17, 2025 · Amount on File |
| Prior Sale | Apr 10, 2024 |
| Deed Document Number | 09901261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Apr 10, 2024 |
| Property Address | 407 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009780600 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 09780600 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15516 NEBO LN, ONANCOCK, VA 23417-3516 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Sep 21, 2020 |
| Property Address | 407 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009351742 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 09351742 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009351744 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 09351744 |
| Name | SUMMIT MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 407 Monroe Point Dr was $1,287.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 | $306,500 Land $38,000 Building $268,500 | $306,500 Land $38,000 Building $268,500 |
| 2023 | $306,500 Land $38,000 Building $268,500 | $306,500 Land $38,000 Building $268,500 | |
| 2022 | $1,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Monroe Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Monroe Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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