Westmoreland County property record for 403 Monroe Point Dr, Colonial Beach, VA 22443
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,940 sqft · built 2008 |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Aug 2022) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A8-1-D1-93 |
| Primary APN | 3A8-1-D1-93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,940 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26119 |
|---|---|
| Old Parcel Number | 3A8-1-D1-93 |
| Street Address | 403 MONROE POINT DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-1938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MONROE POINT PAR D1 LOT 93 & SLIP #C21DB 958 PG 1776 R/S |
| Legal Subdivision | MONROE POINT |
| Legal Lot Number | 93 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10401 |
403 Monroe Point Dr, a townhouse, is owned and occupied by an individual who bought it in August 2022.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 8, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 8, 2018 | Warranty Deed, Transfer BAY COUNTY SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on File |
| Deed Sale | Aug 22, 2022 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Document Number | 09581776 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Aug 22, 2022 |
| Property Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009581776 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 09581776 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009581779 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 09581779 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Aug 8, 2018 |
| Property Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009100384 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 09100384 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009100386 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 09100386 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Aug 8, 2018 |
| Property Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 09100384 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 09100384 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
The 2025 property tax bill for 403 Monroe Point Dr was $1,287.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 | $306,500 Land $38,000 Building $268,500 | $306,500 Land $38,000 Building $268,500 |
| 2023 | $306,500 Land $38,000 Building $268,500 | $306,500 Land $38,000 Building $268,500 | |
| 2022 | $1,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Monroe Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Monroe Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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