404 Monroe Point Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 404 Monroe Point Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,560 sqft · built 2007
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2021)
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A8-1-D1-39`

Property Details

APN / Parcel Number

Primary APN	`3A8-1-D1-39`
Alternative APN	`26101`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,560 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26101
Old Parcel Number	3A8-1-D1-39
Street Address	404 MONROE POINT DR
City	COLONIAL BEACH
State	VA
Zip	22443-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONROE POINT PAR D1 LOT 39 & SLIP #B21DB 946 PG 540
Legal Lot Number	39
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2033
Census Tract	10401

Owner

Source: Westmoreland County records · APN 3A8-1-D1-39

Assessment roll updated October 15, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2021 · Amount on Record
Deed Sale	Aug 05, 2021 · Amount on Record
Prior Sale	Nov 16, 2007 · Amount on Record
Deed Document Number	09460540
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 05, 2021
Property Address	404 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938
Document Number	0009460540
Instrument Date	Jul 30, 2021
Instrument	09460540
Transaction Type	Transfer
Record Updated	Jan 08, 2026
Title Company	TRADITIONAL TITLE COMPANY, ATTORATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938

Mortgage

Document Number	0009460542
Date	Aug 05, 2021
Instrument	09460542

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated October 15, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (+5.03%)	$278,600 (-) Land $38,000 Building $240,600	$278,600 (-) Land $38,000 Building $240,600
2023		$278,600 Land $38,000 Building $240,600	$278,600 Land $38,000 Building $240,600
2022	$1,114.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), as of May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930104012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA4193760, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POTOMAC WESTMORELAND SHORES private · serves 1,743 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.