Westmoreland County property record for 409 Monroe Point Dr, Colonial Beach, VA 22443
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,940 sqft · built 2008 |
| Lot Size | 0.04 acres (1,785 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (May 2026) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Jan 2013 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A8-1-D1-96 |
| Primary APN | 3A8-1-D1-96 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,940 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,785 sqft |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26122 |
|---|---|
| Street Address | 409 MONROE POINT DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-1938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | MONROE POINT PAR D1 LOT 96DB 932 PG 2326 |
| Legal Subdivision | MONROE POINT |
| Legal Lot Number | 96 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10401 |
409 Monroe Point Dr, a townhouse, is owned and occupied by an individual who bought it in May 2026.
Source: Westmoreland County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2013 | Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MTG G |
| May 5, 2026 | Deed, Transfer · Conventional Mortgage MANUFACTURERS BANK AND TRUST COMPANY |
| Jun 26, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Aug 21, 2014 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 1003 / 257 |
| Prior Transfer Date | Jun 12, 2020 |
| Prior Transfer Doc | 0009322326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 409 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00843/1528 |
|---|---|
| Date | Jan 24, 2013 |
| Book Page | 843/1528 |
| Name | CORPORATE INVESTORS MTG G |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | May 5, 2026 |
| Property Address | 409 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 1003000257 |
| Book / Page | 1003 / 257 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Investor | Possibly a Property Investor |
| Document Number | 1003000261, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 1003/261 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 26, 2020 |
| Property Address | 409 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
| Document Number | 0009322326 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 09322326 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938 |
The 2025 property tax bill for 409 Monroe Point Dr was $1,287.
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 | $306,500 Land $38,000 Building $268,500 | $306,500 Land $38,000 Building $268,500 |
| 2023 | $306,500 Land $38,000 Building $268,500 | $306,500 Land $38,000 Building $268,500 | |
| 2022 | $1,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Monroe Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Monroe Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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