402 Monroe Point Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 402 Monroe Point Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,560 sqft · built 2007
Owner	Individual Name on File
Last Sale	$299,172 (May 2008)
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A8-1-D1-38`

Property Details

APN / Parcel Number

Primary APN	`3A8-1-D1-38`
Alternative APN	`26100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,560 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26100
Old Parcel Number	3A8-1-D1-38
Street Address	402 MONROE POINT DR
City	COLONIAL BEACH
State	VA
Zip	22443-1938
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MONROE POINT PAR D1 LOT 38DB 787 PG 1475 R/S
Legal Lot Number	38
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2033
Census Tract	10401

Owner

402 Monroe Point Dr, a townhouse, is owned by an individual who bought it in May 2008.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4063 RANCH RD, UPPER MARLBORO, MD 20772-8136
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2008 · Amount on File
Deed Sale	May 22, 2008 · Amount on File
Deed Document Number	0007871475
Deed Book / Page	787 / 1475
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	00787/1475
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 27, 2026
Property Address	402 MONROE POINT DR, COLONIAL BEACH, VA 22443-1938
Document Number	1006002113
Book / Page	1006 / 2113
Instrument Date	Aug 26, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10707 PERRIN CIR, SPOTSYLVANIA, VA 22551-4663

Mortgage

Document Number	1006002113,
Date	Aug 27, 2026
Book Page	1006/2113

Lender

Name	INTERCOASTAL MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 402 Monroe Point Dr was $1,170.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00	$278,600 Land $38,000 Building $240,600	$278,600 Land $38,000 Building $240,600
2023		$278,600 Land $38,000 Building $240,600	$278,600 Land $38,000 Building $240,600
2022	$1,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Monroe Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Monroe Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20