407 E Madison St, Franklin, KY 42134 Property Records

Simpson County property record for 407 E Madison St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,981 sqft · built 1953
Lot Size	0.285 acres (12,432 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Jul 2021)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-00-05-020.00`

Property Details

APN / Parcel Number

Primary APN	`014-00-05-020.00`
Alternative APN	`651`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,981 sqft Living Area
Basement Area	1,981 sqft
Unfinished Basement	1,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,432 sqft (0.285 acres)
Lot Dimensions	111 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	276 sqft
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	407 E MADISON ST
City	FRANKLIN
State	KY
Zip	42134-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	407 EAST MADISON STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	970402

Owner

Source: Simpson County records · APN 014-00-05-020.00

Assessment roll updated February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 E MADISON ST, FRANKLIN, KY 42134-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO
Jul 26, 2021	Deed, Transfer UPLAND TITLE LLC
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 01, 2018	Deed, Transfer
Nov 01, 2018	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Nov 01, 2018 · Amount on Record
Deed Document Number	20211203820
Deed Book / Page	358 / 348
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	407 E MADISON ST, FRANKLIN, KY 42134-1245
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E MADISON ST, FRANKLIN, KY 42134-1245

Mortgage

Document Number	00M583/607
Date	Mar 13, 2026
Book Page	M583/607
Instrument	1261215

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	May 01, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Jul 26, 2021
Property Address	407 E MADISON ST, FRANKLIN, KY 42134-1245
Document Number	D358/348
Book / Page	D358 / 348
Instrument Date	Jul 22, 2021
Instrument	1203820
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1229 HOWARD AVE, NASHVILLE, TN 37216-2716

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	407 E MADISON ST, FRANKLIN, KY 42134-1245
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M489/63
Date	Feb 09, 2021
Book Page	M489/63
Instrument	1200925

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Nov 01, 2018
Property Address	407 E MADISON ST, FRANKLIN, KY 42134-1245
Document Number	D337/783
Book / Page	D337 / 783
Map Reference	DB 253 PG 679
Instrument Date	Oct 26, 2018
Instrument	1188947
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11423 NEWKIRK, 11423, HELOTES, TX 78023-4185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 LONGVIEW DR, FRANKLIN, KY 42134-1542

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Nov 01, 2018
Property Address	407 E MADISON ST, FRANKLIN, KY 42134-1245
Document Number	00D337/783
Book / Page	D337 / 783
Instrument Date	Oct 26, 2018
Instrument	1188947
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11423 NEWKIRK, 11423, HELOTES, TX 78023-4185

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 E MADISON ST, FRANKLIN, KY 42134-1245

Mortgage

Document Number	0001188948
Date	Nov 01, 2018
Instrument	1188948

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (-5.75%)	$211,000 (-)	$211,000 (-)
2023	$1,964.00	$211,000	$211,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 17, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin Electric Plant Board Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

407 E Madison St, Franklin, KY 42134 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on E Madison St

Nearby Streets

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