Simpson County property record for 404 E Madison St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,472 sqft · built 1966 |
| Lot Size | 0.911 acres (39,675 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-09-007.00 |
| Primary APN | 014-00-09-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,675 sqft (0.911 acres) |
| Lot Dimensions | 345 ft deep x 115 ft wide |
| Garage Type | Carport |
| Garage Area | 483 sqft |
| Carport | Carport |
| Carport Area | 483 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 404 E MADISON ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 404 EAST MADISON STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970402 |
Source: Simpson County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Feb 4, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 404 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M509/791 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | M509/791 |
| Instrument | 1206330 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 404 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M463/371 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | M463/371 |
| Instrument | 1193672 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 404 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 404 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | M454/502 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | M454/502 |
| Instrument | 1190204 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42135 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (-5.73%) | $150,000 (-) | $150,000 (-) |
| 2023 | $1,396.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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