Simpson County property record for 406 E Madison St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,070 sqft · built 1939 |
| Lot Size | 1.03 acres (45,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Apr 2026) |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | Jun 2013 Mortgage May 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-09-008.00 |
| Primary APN | 014-00-09-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Marblecrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,100 sqft (1.03 acres) |
| Lot Dimensions | 410 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 1,296 sqft |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 282 sqft |
| Patio Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 406 E MADISON ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 406 EAST MADISON STREET |
| Legal Subdivision | EAST MADISON STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970402 |
Source: Simpson County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 6, 2013 | Deed of Trust, Mortgage PRIMELENDING |
| May 4, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage LIBERTY FEDERAL CREDIT UNION |
| Jul 8, 2024 | Commissioner's Deed, Foreclosure |
| Sep 22, 2020 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 1, 2017 | Deed, Transfer · Line of Credit GUARANTY TRUST CO |
| Mar 1, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Deed Document Number | 20261262564 |
| Deed Book / Page | 394 / 244 |
| Last Transfer Date | May 4, 2026 |
| Transfer Doc | 0001263391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000391/666 |
|---|---|
| Date | Jun 6, 2013 |
| Book Page | 391/666 |
| Instrument | 1122377 |
| Name | PRIMELENDING |
|---|---|
| Address | 18111 PRESTON RD STE 900, DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | May 4, 2026 |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 0001263391 |
| Book / Page | 394 / 570 |
| Instrument Date | May 4, 2026 |
| Instrument | 20261263391 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 16, 2026 |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 0001262564 |
| Book / Page | 394 / 244 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.1262564 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,110.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 0001262565, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.1262565 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jul 8, 2024 |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 00CD17/634 |
| Book / Page | CD17 / 634 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 1225211 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Sep 22, 2020 |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 00D351/286 |
| Book / Page | D351 / 286 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 1198737 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 0001198738 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 1198738 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 1, 2017 |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 00D326/235 |
| Book / Page | D326 / 235 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 1179408 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | 0001179409 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 1179409 |
| Name | GUARANTY TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 1, 2017 |
| Property Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
| Document Number | D326/235 |
| Book / Page | D326 / 235 |
| Map Reference | DB 303 PG 780 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 1179408 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 648 HATCHER RD, 648, FRANKLIN, KY 42134-5703 |
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, FRANKLIN, KY 42134-1246 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (-30.94%) | $96,700 (-26.74%) | $96,700 (-26.74%) |
| 2023 | $1,228.00 | $132,000 | $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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