401 E Madison St, Franklin, KY 42134 Property Records

Simpson County property record for 401 E Madison St, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,353 sqft · built 1930
Lot Size0.548 acres (23,904 sqft)
OwnerIndividual Name on Record
Last Sale$56,000 (Oct 2016)
Tax Bill$1,053 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN014-00-05-022.00

Property Details

APN / Parcel Number

Primary APN014-00-05-022.00
Alternative APN
  • 10129

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Building Area2,353 sqft Living Area
Basement Area680 sqft
Unfinished Basement680 sqft

Exterior

Year BuiltBuilt 1930
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,904 sqft (0.548 acres)
Lot Dimensions166 ft deep x 144 ft wide
Garage Area220 sqft
PorchPorch
Porch Area320 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address401 E MADISON ST
CityFRANKLIN
StateKY
Zip42134-1245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description401 EAST MADISON STREET
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1002
Census Tract970402

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address401 E MADISON ST, FRANKLIN, KY 42134-1245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2016 · Amount on Record
Deed SaleOct 5, 2016 · Amount on Record
Deed Document Number1177544
Deed Book / PageD323 / 437
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address401 E MADISON ST, FRANKLIN, KY 42134-1245
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M450/194
DateOct 3, 2018
Book PageM450/194
Instrument1188514
Lender
NameFARMERS NATIONAL BANK OF SCOTTSVILLE
TypeBank
AddressSCOTTSVILLE, KY 42164
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
MunicipalityFranklin City
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,053.00 (-5.73%)$120,000 (-)$120,000 (-)
2023$1,117.00 (+6.38%)$120,000 (-)$120,000 (-)
2022$1,050.00$120,000$120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER WORKS
serves 31,602 people · EPA ID KY1070144
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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