409 E Madison St, Franklin, KY 42134 Property Records

Simpson County property record for 409 E Madison St, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1920
Lot Size	0.255 acres (11,124 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Jun 2025)
Tax Bill	$930 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014-00-05-019.00`

Property Details

APN / Parcel Number

Primary APN	`014-00-05-019.00`
Alternative APN	`10071`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	512 sqft
Unfinished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,124 sqft (0.255 acres)
Lot Dimensions	103 ft deep x 108 ft wide
Driveway	Gravel Driveway
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	409 E MADISON ST
City	FRANKLIN
State	KY
Zip	42134-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	409 EAST MADISON STREET
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1002
Census Tract	970402

Owner

Source: Simpson County records · APN 014-00-05-019.00

Assessment roll updated February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 E CEDAR ST, FRANKLIN, KY 42134-1228
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	20251235164
Deed Book / Page	387 / 866
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	000D373/92
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	409 E MADISON ST, FRANKLIN, KY 42134-1245
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 HARSH LN, CASTALIAN SPRINGS, TN 37031-4546

Mortgage

Document Number	00M534/811
Date	Jun 15, 2023
Book Page	M534/811
Instrument	1216172

Lender

Name	AUBURN BANKING CO
Type	Bank
Address	AUBURN, KY 42206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 26, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated February 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$930.00 (+67.57%)	$106,000 (-)	$106,000 (-)
2023	$555.00 (-3.14%) Homeowner's exemption	$106,000 (-)	$106,000 (-)
2022	$573.00 Homeowner's exemption	$106,000	$106,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 17, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Franklin Electric Plant Board Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FRANKLIN WATER WORKS serves 31,602 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.