402 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 402 E Elm St, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details1 ba · 690 sqft · built 1948
Lot Size0.151 acres (6,566 sqft)
OwnerCompany Name on File
Last Sale$185,000 (Oct 2024)
Tax Bill$5,038 (2025)
Deeds & MortgagesDec 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN92-21-17-228-006

Property Details

APN / Parcel Number

Primary APN92-21-17-228-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area690 sqft Building Perimeter
1st Floor Area690 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleMulti-Family
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,566 sqft (0.151 acres)
Lot Dimensions98 ft deep x 67 ft wide

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address402 E ELM ST
CityURBANA
StateIL
Zip61802-3341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 2 THORPES, JAMES ADD, SUB OF BLKS 1 AND 2
Legal Range09E
Legal Township19N
Legal Section17
Legal SubdivisionTHORPES, JAMES ADD, SUB
Legal Block2,1
Legal Lot Number2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1010
Census Tract5500

Owner

402 E Elm St is owned by a company that bought it in October 2024.

Source: Champaign County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1608 BROADMOOR DR, CHAMPAIGN, IL 61821-5930
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2024 · Amount on File
Deed SaleOct 21, 2024 · Amount on File
Prior SaleDec 21, 2020 · Amount on File
Deed Document Number202415569
Record UpdatedOct 29, 2026

December 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 21, 2020
Property Address402 E ELM ST, URBANA, IL 61802-3341
Document Number0000026914
Map ReferenceMB A PG 331
Instrument DateDec 10, 2020
Instrument2020R26914
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount on Record
Tax$105.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 1 2 S URBAN A AVENUE, URBANA, IL 61802

Mortgage

Document Number0000026915
DateDec 21, 2020
Instrument2020R26915
Lender
NameIROQUOIS FSLA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Elm St was $5,038, up 3.7% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,038.00 (+3.75%)$49,820 Land $13,070 Building $36,750$149,460 Land $39,210 Building $110,250
2024$4,856.00
2022$3,633.00 Homeowner's exemption$39,570 Land $10,380 Building $29,190$118,710 Land $31,140 Building $87,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Verizon, Volo.net Internet+Tech.

Nearby Properties on E Elm St

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