40601 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40601 Babb Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,547 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,627 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-18-26-0002-000-07200`

Property Details

APN / Parcel Number

Primary APN	`11-18-26-0002-000-07200`
Alternative APN	`3805717`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	1,547 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	239 sqft
Utility Building	605 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3805717
Street Address	40601 BABB RD
City	UMATILLA
State	FL
Zip	32784-8834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM SW COR OF NW 1/4 RUN N 444.34 FT FOR POB RUN E 1015.18 FT N 222.34 FT W 1016.31 FT S 222.18 FT TO POB W 43 FT OF N
Legal Range	26E
Legal Township	18S
Legal Section	11
Legal Subdivision	ACREAGE OR UNREC
Legal Tract	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2024
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40601 BABB RD, UMATILLA, FL 32784-8834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2002
Deed Sale	Nov 7, 2002
Prior Sale	Nov 20, 2001 · Amount on Record
Deed Document Number	0220301730
Deed Book / Page	02030 / 00342
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40601 BABB RD, UMATILLA, FL 32784-8834
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40601 BABB RD, UMATILLA, FL 32784-8834

Mortgage

Document Number	0057470551
Date	Jul 9, 2021
Book Page	5747/551
Instrument	2021094005

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,400 (+5.98%)	$341,935 (-2.64%) Land $182,068 Building $159,867
2024	$2,627.00 (+11.69%)
2023	$2,352.00 (+8.49%) Homeowner's exemption	$171,160 (+3%)	$351,198 (+28.08%) Land $196,068 Building $155,130
2022	$2,168.00 Homeowner's exemption	$166,180	$274,198 Land $119,068 Building $155,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30