40701 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40701 Babb Rd, Umatilla, FL 32784

Property Summary

Property Type	Pasture
Details	4 bd · 3 ba · 5,566 sqft · built 2018
Lot Size	40.2 acres (1,753,306 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,127 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit May 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-26-0001-000-01803`

Property Details

APN / Parcel Number

Primary APN	`10-18-26-0001-000-01803`
Alternative APNs	`261810000100001803` `2781289`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,566 sqft Gross Area
1st Floor Area	4,510 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,753,306 sqft (40.2 acres)
View / Lot	Wetland
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	20 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	825 sqft
Deck Area	Deck Area
Patio Area	807 sqft
Utility Building	1,531 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2781289
Street Address	40701 BABB RD
City	UMATILLA
State	FL
Zip	32784-8461
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Local Zoning Code	A
Legal Description	SE 1/4 OF NE 1/4 OF SEC 10-18-26 ORB 4819 PG 1294 ORB 4845 PG 433 ORB 4973 PG 2475 ORB 4973 PG 2484 ORB 4996 PG 1180
Legal Range	26E
Legal Township	18S
Legal Section	10
Legal Quarter	1
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0001
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2023
Census Tract	30110

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 182, SORRENTO, FL 32776-0182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK
May 19, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED STHRN BK
May 19, 2020	Loan Modification, Mortgage · Conventional Mortgage UNITED STHRN BK
Dec 7, 2018	Loan Modification, Mortgage UNITED STHRN BK
Jul 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 2, 2016
Transfer Doc	0048191294
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40701 BABB RD, UMATILLA, FL 32784-8461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049592401
Date	Jun 16, 2017
Book Page	4959/2401
Instrument	2017065691

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	May 19, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	40701 BABB RD, UMATILLA, FL 32784-8461
Document Number	0055211036
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 182 SORRENTO FL 327760182, SORRENTO, FL 32776-0182

Mortgage

Document Number	0055211036
Date	Aug 11, 2020
Book Page	005521/001036
Instrument	86869

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2025

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	40701 BABB RD, UMATILLA, FL 32784-8461
Document Number	0055130682
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 182 ALTOONA FL 327020182, ALTOONA, FL 32702-0182

Mortgage

Document Number	0055130682
Date	Jul 30, 2020
Book Page	005513/000682
Instrument	81479

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 29, 2025

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	40701 BABB RD, UMATILLA, FL 32784-8461
Document Number	0052212143
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 182 ALTOONA FL 327020182, ALTOONA, FL 32702-0182

Mortgage

Document Number	0052212143
Date	Jan 9, 2019
Book Page	005221/002143
Instrument	3791

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 19, 2017
Property Address	40701 BABB RD, UMATILLA, FL 32784-8461
Document Number	0049732484
Book / Page	004973 / 002484
Instrument Date	Jul 11, 2017
Instrument	77298
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 182 SORRENTO FL 327760182, SORRENTO, FL 32776-0182

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,430 (+2.67%)	$1,131,539 (+9.63%) Land $394,843 Building $736,696
2025	$10,127.00 (-0.98%) Homeowner's exemption	$733,867 (+2.62%) Land $96,603 Building $637,264	$1,032,107 (+0.8%) Land $96,603 Building $935,504
2024	$10,227.00 (+5.9%)
2023	$9,657.00 (+1.77%) Homeowner's exemption Additional exemption filed	$715,140 (+2.96%)	$1,023,870 (+3.13%) Land $96,603 Building $927,267
2022	$9,489.00 Homeowner's exemption Additional exemption filed	$694,575	$992,815 Land $69,353 Building $923,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Spectrum.

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