40665 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40665 Babb Rd, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,410 sqft · built 2019
Lot Size4.61 acres (200,969 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (May 2023)
Tax Bill$6,598 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2018 Line of Credit
+ 1 more
Flood ZoneZone A (high risk)
APN11-18-26-0002-000-01000

Property Details

APN / Parcel Number

Primary APN11-18-26-0002-000-01000
Alternative APNs
  • 261811000200001000
  • 1122171

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,410 sqft Living Area
Gross Area4,054 sqft
1st Floor Area3,410 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area200,969 sqft (4.61 acres)
View / LotWetland
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area589 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1122171
Street Address40665 BABB RD
CityUMATILLA
StateFL
Zip32784-8834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionS 220 FT OF N 1/2 OF W 3/4 OF SW 1/4 OF NW 1/4--LESS RD R/W-- ORB 6139 PG 2312
Legal Range26E
Legal Township18S
Legal Section11
Legal Quarter2
Legal SubdivisionACREAGE & UNREC
Legal Tract0002
Legal Lot Number10
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2024
Census Tract30110

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40665 BABB RD, UMATILLA, FL 32784-8834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
May 24, 2018Deed of Trust, Mortgage · Line of Credit
B & G LAKE INVESTMENTS LLC
May 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleJun 1, 2016 · Amount on Record
Deed Document Number202355098
Deed Book / Page6139 / 2312
Prior Transfer DateMay 24, 2018
Prior Transfer Doc0051170044
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 10, 2023
Property Address40665 BABB RD, UMATILLA, FL 32784-8834
Document Number0061392312
Book / Page6139 / 2312
Instrument DateMay 5, 2023
Instrument2023055098
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyEQUITABLE TITLE/OCALA LLC, EQUITABLE TITLE OF OCALA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40665 BABB RD, UMATILLA, FL 32784-8834

Mortgage

Document Number0061392317
DateMay 10, 2023
Instrument6139/2317
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40665 BABB RD, UMATILLA, FL 32784-8834
Document Number0051170052
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12044 STUART LN LEESBURG FL 347882994, LEESBURG, FL 34788-2994

Mortgage

Document Number0051170052
DateMay 30, 2018
Book Page005117/000052
Instrument62471
Lender
NameB & G LAKE INVESTMENTS LLC
AddressPO BOX 643, UMATILLA, FL 32784-0643
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 29, 2023
Interest
Rate TypeAdjustable Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateMay 30, 2018
Property Address40665 BABB RD, UMATILLA, FL 32784-8834
Document Number0051170044
Book / Page005117 / 000044
Instrument DateMay 24, 2018
Instrument62467
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12044 STUART LN LEESBURG FL 347882994, LEESBURG, FL 34788-2994

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,774 (-) Land $71,228 Building $402,546$473,774 (-) Land $71,228 Building $402,546
2025$473,774 (+1.66%) Land $71,228 Building $402,546$473,774 (+1.66%) Land $71,228 Building $402,546
2024$6,598.00 (+3.3%)
2023$6,387.00 (+8.53%)$466,043 (+8.55%)$466,043 (+8.55%) Land $76,695 Building $389,348
2022$5,885.00$429,336$429,336 Land $51,112 Building $378,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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