Lake County property record for 40415 Babb Rd, Umatilla, FL 32784
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 2,969 sqft · built 2023 |
| Lot Size | 35.1 acres (1,529,506 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2018) |
| Tax Bill | $4,579 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-26-0003-000-08600 |
| Primary APN | 11-18-26-0003-000-08600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,969 sqft Gross Area |
| 1st Floor Area | 2,969 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,529,506 sqft (35.1 acres) |
| View / Lot | Waterfront |
| Porch | Finished/Open Porch |
| Utility Building | 8,085 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3881102 |
|---|---|
| Street Address | 40415 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9600 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Legal Description | THE NORTHWEST 1/4 OF SOUTHWEST 1/4 AND WEST 10 FEET OF NORTHEAST 1/4 OF SOUTHWEST 1/4 OF SECTION 11 TOWNSHIP 18 SOUTH RANGE 26 EAST--LESS FROM THE SOUTHWEST CORNER OF THE NORTHWEST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 11 TOWNSHIP 18 SOUTH RANGE 26 EAS |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | 3 |
| Legal Tract | 0003 |
| Legal Lot Number | 86 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40415 BABB RD, UMATILLA, FL 32784-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Nov 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNITED SOUTHERN BANK |
| Jun 13, 2022 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Apr 11, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 18, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 8, 2018 | Warranty Deed, Transfer · Line of Credit UNITED SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2018 · Amount on Record |
| Deed Sale | Aug 8, 2018 · Amount on Record |
| Deed Document Number | 201892323 |
| Deed Book / Page | 5151 / 1348 |
| Last Transfer Date | Jun 2, 2022 |
| Transfer Doc | 0000081684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40415 BABB RD, UMATILLA, FL 32784-9600 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 40415 BABB RD, UMATILLA, FL 32784-9600 |
| Document Number | 0066410990 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 6641/990 |
| Instrument | 2025147158 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0059920075 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 5992/75 |
| Instrument | 2022096539 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 623, UMATILLA, FL 32784-0623 |
| Document Number | 0060490216 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 6049/216 |
| Instrument | 2022144875 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 13, 2022 |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Document Number | 0059732412 |
| Book / Page | 5973 / 2412 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022081684 |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 40807 W 2ND AVE, UMATILLA, FL 32784-8830 |
| Name | Verified Name |
|---|---|
| Address | 40807 W 2ND AVE, UMATILLA, FL 32784-8830 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 11, 2022 |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Document Number | 0059342255 |
| Book / Page | 5934 / 2255 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022050331 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40807 W 2ND AVE, UMATILLA, FL 32784-8830 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 18, 2021 |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Document Number | 0058162421 |
| Book / Page | 5816 / 2421 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021143601 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40807 W 2ND AVE, UMATILLA, FL 32784-8830 |
| Name | Verified Name |
|---|---|
| Address | 40807 W SECONDD AVENUE, UMATILLA, FL 32784 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 8, 2018 |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Document Number | 0051511348 |
| Book / Page | 5151 / 1348 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018092323 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 12, UMATILLA, FL 32784-0012 |
| Name | Verified Name |
|---|---|
| Address | 40807 W 2ND AVE, UMATILLA, FL 32784-8830 |
| Document Number | 2018092324 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 2018092324 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 31, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,601 (+2.84%) | $696,819 (-0.21%) Land $278,408 Building $418,411 | |
| 2025 | $386,621 (+4,475.94%) Land $63,599 Building $323,022 | $698,254 (+199.8%) Land $63,599 Building $634,655 | |
| 2024 | $4,579.00 (+570.42%) | ||
| 2023 | $683.00 (-34.64%) | $8,449 (-88.8%) | $232,908 (+77.46%) Land $8,449 Building $224,459 |
| 2022 | $1,045.00 | $75,446 | $131,246 Land $75,446 Building $55,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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