40535 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40535 Babb Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,210 sqft · built 1986
Lot Size	5.25 acres (228,888 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Feb 2019)
Tax Bill	$2,396 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-18-26-0002-000-01200`

Property Details

APN / Parcel Number

Primary APN	`11-18-26-0002-000-01200`
Alternative APNs	`261811000200001200` `1406544`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,567 sqft
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	228,888 sqft (5.25 acres)
View / Lot	Wetland
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1406544
Street Address	40535 BABB RD
City	UMATILLA
State	FL
Zip	32784-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BEG 444.34 FT N OF SW COR OF NW 1/4 OF SEC 11-18-26 RUN E TO E LINE OF W 3/4 OF SW 1/4 OF NW 1/4 S TO POINT 222.33 FT N OF S LINE OF SW 1/4 OF NW 1/4 W TO POINT S OF POB N TO POB ORB 5237 PG 778
Legal Range	26E
Legal Township	18S
Legal Section	11
Legal Quarter	2
Legal Tract	0002
Legal Lot Number	12
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2024
Census Tract	30110

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40535 BABB RD, UMATILLA, FL 32784-8847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	201918283
Deed Book / Page	5237 / 778
Prior Transfer Date	Feb 7, 2009
Prior Transfer Doc	0037320573
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 15, 2019
Property Address	40535 BABB RD, UMATILLA, FL 32784-8847
Document Number	0052370778
Book / Page	005237 / 000778
Instrument Date	Feb 15, 2019
Instrument	18283
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40535 BABB RD UMATILLA FL 327848847, UMATILLA, FL 32784-8847

Mortgage

Document Number	52370780
Date	Feb 15, 2019
Book Page	005237/000780
Instrument	18284

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,690 (+2.9%)	$267,078 (-) Land $180,519 Building $86,559
2025		$163,940 (+5.99%)	$267,078 (-4%) Land $180,519 Building $86,559
2024	$2,396.00 (+12.49%)
2023	$2,130.00 (+9.4%) Homeowner's exemption	$154,680 (+3%)	$278,200 (+39.04%) Land $194,399 Building $83,801
2022	$1,947.00 Homeowner's exemption	$150,180	$200,088 Land $118,059 Building $82,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30