406 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 406 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Multi-Family Dwellings
Details	1 bd · 2,052 sqft · built 2008
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,956 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-126`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-126`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,052 sqft Base Area
1st Floor Area	2,052 sqft
Basement Area	2,052 sqft
Unfinished Basement	2,051 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	95,832 sqft (2.2 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	2,282 sqft

Location & Zoning

Street Address	406 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1226
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOTS 68, 69, 70 & 71 BLK 26 TEUTOPOLIS EXCEPT S 145FT LOT 71 ALSO EXCEPT S 145FT OF E 1/2 LOT 70 2209/271 1168/313 267/561 23
Legal Block	26
Legal Lot Number	68-71
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2044
Census Tract	950100

Owner

406 W Elm St, a residential property, is owned and occupied by two individuals.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 W ELM ST, TEUTOPOLIS, IL 62467-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 W ELM ST, TEUTOPOLIS, IL 62467-1226
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W ELM ST, TEUTOPOLIS, IL 62467-1226

Mortgage

Document Number	202525003933
Date	Nov 3, 2025
Instrument	202525003933

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	1510 EAST FAYETTE AVENUE, EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 W ELM ST, TEUTOPOLIS, IL 62467-1226
Transaction Type	Mortgage
Record Updated	Oct 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3500/087
Date	Sep 30, 2019
Book Page	3500/087
Instrument	201901903892

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 406 W Elm St was $9,956 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,956.00	$179,820 Land $41,470 Building $138,350	$539,460 Land $124,410 Building $415,050
2022	$6,529.00 Homeowner's exemption Additional exemption filed	$134,490 Land $31,020 Building $103,470	$403,470 Land $93,060 Building $310,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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