312 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 312 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,140 sqft · built 1937
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2018)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-112`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-112`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Base Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	53,143 sqft (1.22 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	312 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 24 TEUTOPOLIS 25002535 3373/188 2780/282 2538/264 2273/234
Legal Subdivision	VILLAGE OF TEUTOPOLIS
Legal Block	24
Legal Lot Number	3-4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2044
Census Tract	950100

Owner

312 W Elm St is owned and occupied by two individuals who acquired it in July 2025.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 W ELM ST, TEUTOPOLIS, IL 62467-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jun 17, 2019	Deed of Trust, Mortgage · ARM DIETERICH BANK NA
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Nov 16, 2011
Deed Document Number	20181801082
Deed Book / Page	3373 / 188
Last Transfer Date	Jul 17, 2025
Transfer Doc	0000002535
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	312 W ELM ST, TEUTOPOLIS, IL 62467-1224
Transaction Type	Mortgage
Record Updated	Nov 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3621/261
Date	Oct 16, 2020
Book Page	3621/261
Instrument	202020005767

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	312 W ELM ST, TEUTOPOLIS, IL 62467-1224
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3545/198
Date	Mar 31, 2020
Book Page	3545/198
Instrument	2000001348

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	312 W ELM ST, TEUTOPOLIS, IL 62467-1224
Transaction Type	Mortgage
Record Updated	Jul 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3473/157
Date	Jun 17, 2019
Book Page	3473/157
Instrument	201901902208

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	ARM
Amount	Amount on Record
Term	119 Months
Due	May 28, 2029

Interest

Rate Type	Adjustable Rate
Rate	4.91%
Type Change Date	May 28, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.91%
Index	1-Year CMT
Max Rate	9.91%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 29, 2018
Property Address	312 W ELM ST, TEUTOPOLIS, IL 62467-1224
Document Number	3373/188
Book / Page	3373 / 188
Instrument Date	Mar 26, 2018
Instrument	201801801082
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 W ELM ST, TEUTOPOLIS, IL 62467-1224

Mortgage

Document Number	201801801083
Date	Mar 29, 2018
Instrument	201801801083

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2038

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 312 W Elm St was $5,417 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,417.00	$100,570 Land $33,590 Building $66,980	$301,710 Land $100,770 Building $200,940
2022	$3,136.00 Homeowner's exemption	$75,220 Land $25,130 Building $50,090	$225,660 Land $75,390 Building $150,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 W Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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