403 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 403 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,623 sqft · built 1950
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Feb 2022)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-077`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-077`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,623 sqft Base Area
1st Floor Area	1,623 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	24,394 sqft (0.56 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	403 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ESKER BROTHERS SUB 3759/94 3381/229 2386/134 710/261
Legal Subdivision	ESKER BROTHERS SUB
Legal Block	42
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2050
Census Tract	950100

Owner

Source: Effingham County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 W ELM ST, TEUTOPOLIS, IL 62467-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed, Construction Loan · Construction Mortgage TEUTOPOLIS STATE BANK
May 4, 2018	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2022504
Deed Book / Page	3759 / 94
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0003759/94
Record Updated	Oct 29, 2026

February 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 1, 2022
Property Address	403 W ELM ST, TEUTOPOLIS, IL 62467-1227
Document Number	0003759/94
Book / Page	3759 / 94
Map Reference	PL 380-B MB 3336
Instrument Date	Jan 24, 2022
Instrument	202222000504
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 N PLUM ST, 425, TEUTOPOLIS, IL 62467-1047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W ELM ST, TEUTOPOLIS, IL 62467-1227

Mortgage

Document Number	202222000505
Date	Feb 1, 2022
Instrument	202222000505

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jan 27, 2029

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	May 4, 2018
Property Address	403 W ELM ST, TEUTOPOLIS, IL 62467-1227
Document Number	003381/229
Book / Page	3381 / 229
Map Reference	MB 3336 PG 51
Instrument Date	Dec 14, 2017
Instrument	201801801674
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$511.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 N PLUM ST, TEUTOPOLIS, IL 62467-1047
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,434.00 (+52.42%) Homeowner's exemption Senior Citizen's exemption	$83,410 (+1%) Land $21,030 Building $62,380	$250,230 (+1%) Land $63,090 Building $187,140
2024	$2,909.00 (+12.8%)	$75,830 (+38.4%) Land $19,120 Building $56,710	$227,490 (+38.4%) Land $57,360 Building $170,130
2022	$2,579.00 Senior Citizen's exemption	$54,790 Land $15,730 Building $39,060	$164,370 Land $47,190 Building $117,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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