400 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 400 W Elm St, Teutopolis, IL 62467

Property Summary

Property Type	Multi-Family Dwellings
Details	1 bd · 960 sqft · built 1947
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (May 2024)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-007-127`

Property Details

APN / Parcel Number

Primary APN	`12-18-007-127`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	960 sqft Base Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	400 W ELM ST
City	TEUTOPOLIS
State	IL
Zip	62467-1226
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	S 145FT LOT 71 & S 145FT E 1/2 LOT 70 BLK 26 TEUTOPOLIS 24001522 3580/94 2586/320
Legal Block	26
Legal Lot Number	71-70
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2044
Census Tract	950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 W ELM ST, TEUTOPOLIS, IL 62467-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2009	Deed of Trust, Mortgage · Commercial Mortgage MIDLAND STATES BANK
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK
Mar 20, 2006	Trustee's Deed, Foreclosure · Commercial Mortgage THE FIRST NATIONAL BANK OF DIETERIC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on File
Deed Sale	May 15, 2024 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	20241522
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	2209/271
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	400 W ELM ST, TEUTOPOLIS, IL 62467-1226
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002586/322
Date	Dec 15, 2009
Book Page	2586/322
Instrument	200900907849

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2040

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 22, 2020
Property Address	400 W ELM ST, TEUTOPOLIS, IL 62467-1226
Document Number	3580/94
Book / Page	3580 / 94
Instrument Date	Jun 19, 2020
Instrument	202020003287
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W ELM ST, TEUTOPOLIS, IL 62467-1226

Mortgage

Document Number	202020003288
Date	Jun 22, 2020
Instrument	202020003288

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

March 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 20, 2006
Property Address	400 W ELM ST, TEUTOPOLIS, IL 62467-1226
Document Number	002209/271
Book / Page	2209 / 271
Map Reference	DD A PG242
Instrument Date	Mar 15, 2006
Instrument	0601243
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Not Readable on Document

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 COUNTY ROAD 50 N, TEUTOPOLIS, IL 62467-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 W ELM ST, TEUTOPOLIS, IL 62467-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000601244
Date	Mar 20, 2006
Instrument	0601244

Lender

Name	THE FIRST NATIONAL BANK OF DIETERIC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+44.63%)	$57,210 (+33.73%) Land $12,160 Building $45,050	$171,630 (+33.73%) Land $36,480 Building $135,150
2022	$2,028.00 Homeowner's exemption	$42,780 Land $9,090 Building $33,690	$128,340 Land $27,270 Building $101,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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