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408 W Elm St, Teutopolis, IL 62467 Property Records

Effingham County property record for 408 W Elm St, Teutopolis, IL 62467

Property Summary

Property TypeMulti-Family Dwellings
Details1 bd · 1.5 ba · 1,368 sqft · built 1957
Lot Size1.22 acres (53,143 sqft)
Owner2 Individual Names on Record
Last Sale$705,000 (Nov 2025)
Tax Bill$4,792 (2025)
Deeds & MortgagesOct 2022 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-18-007-016

Property Details

APN / Parcel Number

Primary APN12-18-007-016

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,368 sqft Base Area
1st Floor Area1,368 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleMulti-Family
Construction TypeFrame
Roof MaterialAsphalt
Lot Area53,143 sqft (1.22 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address408 W ELM ST
CityTEUTOPOLIS
StateIL
Zip62467-1226
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLOTS 66 & 67 BLK 26 TEUTOPOLIS 25003930 3030/336 2680/339 1301/260
Legal SubdivisionORIGINAL TOWN NOW VILLAGE OF TEUTOPOLIS
Legal Block26
Legal Lot Number66-67
JurisdictionEFFINGHAM IL
Township / Civil DivisionTEUTOPOLIS
Census Block Group2
Census Block2044
Census Tract950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 W ELM ST, TEUTOPOLIS, IL 62467-1226
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage
DIETERICH BANK NA
Nov 3, 2025Warranty Deed, Transfer · Commercial Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Prior SaleApr 30, 2014
Deed Document Number20253930
Prior Transfer DateNov 15, 2010
Prior Transfer Doc2680/339
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address408 W ELM ST, TEUTOPOLIS, IL 62467-1226
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003816/76
DateOct 11, 2022
Book Page3816/76
Instrument202222004108
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term63 Months
DueDec 31, 2027

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateNov 3, 2025
Property Address408 W ELM ST, TEUTOPOLIS, IL 62467-1226
Document Number202525003930
Map ReferenceREC A PG 242
Instrument DateOct 31, 2025
Instrument202525003930
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 W ELM ST, TEUTOPOLIS, IL 62467-1226

Mortgage

Document Number202525003931
DateNov 3, 2025
Instrument202525003931
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueOct 15, 2030

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionTeutopolis Township
MunicipalityTeutopolis Village
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,792.00 (+7.47%) Homeowner's exemption$89,660 (+1%) Land $33,590 Building $56,070$268,980 (+1%) Land $100,770 Building $168,210
2024$4,459.00 (+31.03%) Homeowner's exemption$81,510 (+21.53%) Land $30,540 Building $50,970$244,530 (+21.53%) Land $91,620 Building $152,910
2022$3,403.00 Homeowner's exemption$67,070 Land $25,130 Building $41,940$201,210 Land $75,390 Building $125,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEUTOPOLIS
serves 2,018 people · EPA ID IL0490450
Water SourceGroundwater
Last State InspectionMar 2026
Also Mapped HereEJ WATER COOPERATIVE
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Wabash Communications.

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