406 W Buffalo St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 406 W Buffalo St, Ithaca, NY 14850

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,898 sqft · built 1870
Lot Size	0.061 acres (2,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (May 2022)
Tax Bill	$6,781 (2026)
Deeds & Mortgages	May 2025 Refinance May 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`500700 60.-1-14`

Property Details

APN / Parcel Number

Primary APN	`500700 60.-1-14`
Alternative APN	`070006000000010140000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,898 sqft Total Area
1st Floor Area	998 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,688 sqft (0.061 acres)
Lot Dimensions	112 ft deep x 24 ft wide
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 W BUFFALO ST
City	ITHACA
State	NY
Zip	14850-4012
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2B
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2022
Census Tract	800

Owner

Source: Tompkins County and Ithaca City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 W BUFFALO ST, ITHACA, NY 14850-4012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CHEMUNG CANAL TRUST CO
May 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	20225530
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	2016003792
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	406 W BUFFALO ST, ITHACA, NY 14850-4012
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004873
Date	May 22, 2025
Instrument	2025-04873

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jun 1, 2032
Index	Other

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	May 20, 2022
Property Address	406 W BUFFALO ST, ITHACA, NY 14850-4012
Document Number	0000005530
Instrument Date	May 10, 2022
Instrument	2022-05530
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14637 6TH AVE SW, BURIEN, WA 98166-1905

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,781.00 (-37%)
2025	$10,763.00 (+270.12%)	$330,000 (+6.45%) Land $19,800 Building $310,200	$330,000 (+6.45%) Land $19,800 Building $310,200
2023		$310,000 Land $19,800 Building $290,200	$310,000 Land $19,800 Building $290,200
2020	$2,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	27 (1981)
Claims Outside the SFHA	16 of 27
Most Recent Claim	Oct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Fiberspark, Verizon.

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