409 W Buffalo St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 409 W Buffalo St, Ithaca, NY 14850

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,240 sqft · built 1880
Lot Size0.151 acres (6,600 sqft)
Owner2 Individual Names on File
Tax Bill$13,472 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN500700 60.-6-8

Property Details

APN / Parcel Number

Primary APN500700 60.-6-8
Alternative APN
  • 070006000000060080000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,240 sqft Total Area
1st Floor Area1,120 sqft
2nd Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeDetached
Garage Area180 sqft
PorchSlab
Porch Area261 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 W BUFFALO ST
CityITHACA
StateNY
Zip14850-4011
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-2B
Legal Block6
Legal Lot Number8.000
JurisdictionTOMPKINS NY
Township / Civil DivisionITHACA
Census Block Group2
Census Block2018
Census Tract800

Owner

Source: Tompkins County and Ithaca City records · APN 500700 60.-6-8

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 W BUFFALO ST, ITHACA, NY 14850-4011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2022Deed of Trust, Mortgage · Line of Credit
TOMPKINS COMMUNITY BANK
Dec 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BK NA
Nov 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROBERT H HULL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 19, 2001
Transfer Doc2501009170
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address409 W BUFFALO ST, ITHACA, NY 14850-4011
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001088
DateFeb 04, 2022
Instrument2022-01088
Lender
NameTOMPKINS COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address409 W BUFFALO ST, ITHACA, NY 14850-4011
Document Number0000012348
Instrument DateDec 02, 2020
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 GROVE ST #8T JERSEY CITY NJ 073101272, 8T, JERSEY CITY, NJ 07310-1272

Mortgage

Document Number0000012348
DateDec 07, 2020
Instrument12348
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 06, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address409 W BUFFALO ST, ITHACA, NY 14850-4011
Document Number0000012271
Instrument DateNov 11, 2020
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 N CAYUGA ST ITHACA NY 148503611, ITHACA, NY 14850-3611

Mortgage

Document Number0000012271
DateDec 03, 2020
Instrument12271
Lender
NameROBERT H HULL
Address495 FIVE MILE DR, ITHACA, NY 14850-5015
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
MunicipalityIthaca City
Unified School DistrictIthaca City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,472.00$415,000 (+25.76%) Land $51,600 Building $363,400$415,000 (+25.76%) Land $51,600 Building $363,400
2023$330,000 Land $51,600 Building $278,400$330,000 Land $51,600 Building $278,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims27 (1981)
Claims Outside the SFHA16 of 27
Most Recent ClaimOct 1981 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company
Fiber
1,000 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: FiberSpark, Verizon.

Based on FCC filings for 781 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemITHACA CITY
serves 29,457 people
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorine dioxide
resolved · Feb 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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