Kane County property record for 401 W Amberside Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,617 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Oct 2007) |
| Tax Bill | $12,853 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-470-012 |
| Primary APN | 06-07-470-012 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,617 sqft Living Area |
| Gross Area | 5,341 sqft |
| Basement Area | 1,724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 401 W AMBERSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOY PROPERTY LT 3 |
| Legal Subdivision | FOY PROPERTY |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 851904 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 W AMBERSIDE DR, ELGIN, IL 60124-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2007 · Amount on Record |
| Deed Sale | Oct 1, 2007 · Amount on Record |
| Deed Document Number | 2007100086 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,853.00 (+7.68%) Homeowner's exemption | $172,125 (+8.57%) Land $44,049 Building $128,076 | $516,582 (+8.57%) Land $132,200 Building $384,382 |
| 2024 | $158,538 (+21.39%) Land $40,572 Building $117,966 | $475,804 (+21.44%) Land $121,765 Building $354,040 | |
| 2022 | $11,936.00 (+3.36%) Homeowner's exemption | $130,598 (+6.96%) Land $33,422 Building $97,176 | $391,794 (+6.96%) Land $100,266 Building $291,528 |
| 2021 | $11,548.00 Homeowner's exemption | $122,100 Land $31,247 Building $90,853 | $366,300 Land $93,741 Building $272,559 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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