Kane County property record for 397 W Amberside Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,407 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $445,500 (2007) |
| Tax Bill | $12,412.00 (2025) |
| Primary APN | 06-07-470-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,407 sqft Living Area |
| Gross Area | 5,158 sqft Gross Area |
| Basement Area | 1,751 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame Construction |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 128 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 397 W AMBERSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7878 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOY PROPERTY LT 1 |
| Legal Subdivision | FOY PROPERTY |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 851904 |
Source: Kane County records · APN 06-07-470-014
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 W AMBERSIDE DR, ELGIN, IL 60124-7878 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2007 · Amount on Record |
| Deed Sale | Oct 01, 2007 · Amount on Record |
| Prior Sale | Jan 17, 2007 · Amount on Record |
| Deed Doc Number | 2007100276 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 397 W AMBERSIDE DR, ELGIN, IL 60124-7878 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035331 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 2020K035331 |
| Name | GLENVIEW STATE BANK |
|---|---|
| Type | Bank |
| Address | GLENVIEW, IL 60025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,412.00 (+7.68%) Homeowner's exemption | ||
| 2024 | $153,350 (+21.39%) Land $40,572 Building $112,778 | $460,234 (+21.44%) Land $121,765 Building $338,469 | |
| 2022 | $11,527.00 (+3.38%) Homeowner's exemption | $126,324 (+6.96%) Land $33,422 Building $92,902 | $378,972 (+6.96%) Land $100,266 Building $278,706 |
| 2021 | $11,150.00 Homeowner's exemption | $118,104 Land $31,247 Building $86,857 | $354,312 Land $93,741 Building $260,571 |
397 W Amberside Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 30th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures