Scott County property record for 401 Spruce Cir, Jordan, MN 55352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1972 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Nov 2014) |
| Tax Bill | $3,650 (2026) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Dec 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-016001-0 |
| Primary APN | 22-016001-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 401 SPRUCE CIR |
|---|---|
| City | JORDAN |
| State | MN |
| Zip | 55352-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HEIGHTS 2ND ADDN LOT 001 BLOCK 001 |
| Legal Subdivision | SUNSET HEIGHTS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | JORDAN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 80801 |
Source: Scott County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIVE POINTS BANK OF HASTINGS |
| Dec 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIVE POINTS BANK OF HASTINGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on Record |
| Deed Sale | Nov 18, 2014 · Amount on Record |
| Prior Sale | Nov 18, 2014 |
| Deed Document Number | 2014231536 |
| Prior Transfer Date | Nov 14, 2014 |
| Prior Transfer Doc | 0000231535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 401 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000T283086 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | T283086 |
| Name | FIVE POINTS BANK OF HASTINGS |
|---|---|
| Type | Bank |
| Address | REDWOOD FALLS, MN 56283 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.8% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 13.8% |
| Index | 3-Year TN |
| Margin | 3 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 401 SPRUCE CIR, JORDAN, MN 55352-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00A1183793 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | A1183793 |
| Name | FIVE POINTS BANK OF HASTINGS |
|---|---|
| Type | Bank |
| Address | REDWOOD FALLS, MN 56283 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.8% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 13.8% |
| Index | 3-Year TN |
| Margin | 3 |
| Max Rate | 18% |
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| Municipality | Jordan City |
| Unified School District | Jordan Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,650.00 (+12.65%) Homeowner's exemption | $274,200 (+0.33%) Land $91,500 Building $182,700 | $274,200 (+0.33%) Land $91,500 Building $182,700 |
| 2025 | $3,240.00 (+0.56%) | ||
| 2024 | $3,222.00 (+16.07%) Homeowner's exemption | $273,300 (+10.47%) Land $90,600 Building $182,700 | $273,300 (+10.47%) Land $90,600 Building $182,700 |
| 2023 | $2,776.00 Homeowner's exemption | $247,400 Land $84,700 Building $162,700 | $247,400 Land $84,700 Building $162,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Jordan serves 6,700 people · EPA ID MN1700003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures