Bell County property record for 401 Oak Dr, Troy, TX 76579 · Last verified April 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2021 |
| Square Footage | 2,949 sqft Living Area |
| Garage | 864 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,645.00 (2023) |
| Primary APN | 0936254160 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,949 sqft Living Area |
|---|---|
| 2nd Floor | 400 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 864 sqft Garage |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 797500 |
|---|---|
| Street Address | 401 OAK DR |
| City | TROY |
| State | TX |
| Zip | 76579-2869 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PHASE I, BLOCK 010, LOT 0005 |
| Legal Subdivision | TURTLE CREEK PHASE I |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | BELL TX |
| Minor Civil Division | EAST BELL |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records · APN 0936254160
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 401 OAK DR, TROY, TX 76579-2869 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2022 | Vendor's Lien, Subdivision Related Transfer · Veterans Administration Mortgage SWBC MORTGAGE CORP |
| Jun 24, 2021 | Vendor's Lien, Transfer · Building or Construction Mortgage HAPPY STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2022 |
| Deed Sale | May 02, 2022 |
| Prior Sale | Jun 24, 2021 |
| Deed Doc Number | 2022027634 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 02, 2022 |
| Property Address | 401 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000027634 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022027634 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000027635 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 2022027635 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 24, 2021 |
| Property Address | 401 OAK DR, TROY, TX 76579-2869 |
| Document Number | 0000040228 |
| Map Reference | PL 2019-41A&B |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021040228 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 S WHEAT RD, 50, BELTON, TX 76513-8220 |
| Name | Verified Name |
|---|---|
| Address | 50 S WHEAT RD, BELTON, TX 76513-8220 |
| Document Number | 0000040229 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021040229 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,645.00 (+1,806.13%) Homeowner's exemption Senior Citizen's exemption | $644,749 Land $80,000 Building $564,749 | $644,749 Land $80,000 Building $564,749 |
| 2022 | $506.00 |
401 Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 13th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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