406 Ford St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 406 Ford St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,319 sqft · built 1958
Lot Size	0.216 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (Oct 2020)
Tax Bill	$1,948 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5613 74 0979`

Property Details

APN / Parcel Number

Primary APN	`5613 74 0979`
Alternative APNs	`04040 0164.000000` `140692` `172018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,319 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,109 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.216 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	172018
Street Address	406 FORD ST
City	KANNAPOLIS
State	NC
Zip	28083-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	P/O LTS 1-5 CENTERVIEW ADDN BLK S
Legal Subdivision	CENTERVIEW ADD
Legal Block	S
Legal Lot Number	1-5
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3044
Census Tract	40800

Owner

406 Ford St is owned and occupied by two individuals who acquired it in July 2024.

Source: Cabarrus County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 FORD ST, KANNAPOLIS, NC 28083-5036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 17, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Oct 1, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Aug 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Jul 31, 2007 · Amount on File
Deed Book / Page	14544 / 139
Last Transfer Date	Jul 22, 2024
Transfer Doc	0000015826
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	406 FORD ST, KANNAPOLIS, NC 28083-5036
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FORD ST, KANNAPOLIS, NC 28083-5036

Mortgage

Document Number	0016730160
Date	Nov 27, 2023
Book Page	16730/160

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Oct 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	406 FORD ST, KANNAPOLIS, NC 28083-5036
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FORD ST, KANNAPOLIS, NC 28083-5036

Mortgage

Document Number	0016075143
Date	Jun 17, 2022
Book Page	16075/143

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 1, 2020
Property Address	406 FORD ST, KANNAPOLIS, NC 28083-5036
Document Number	0014544139
Book / Page	14544 / 139
Map Reference	MB 5 PG 2
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FORD ST, KANNAPOLIS, NC 28083-5036

Mortgage

Document Number	0014544141
Date	Oct 1, 2020
Instrument	14544/141

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 31, 2020
Property Address	406 FORD ST, KANNAPOLIS, NC 28083-5036
Document Number	14458215
Book / Page	014458 / 000215
Instrument Date	Aug 28, 2020
Instrument	29168
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CLINTON AVE HUNTINGTON NY 117432630, HUNTINGTON, NY 11743-2630

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,570 (-) Land $40,000 Building $199,570
2025		$239,570 Land $40,000 Building $199,570
2024			$239,570 (+68.45%) Land $40,000 Building $199,570
2023	$1,948.00	$142,220 Land $22,000 Building $120,220	$142,220 Land $22,000 Building $120,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Ford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Ford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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