404 Ford St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 404 Ford St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1957
Lot Size	0.216 acres (9,375 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2025)
Tax Bill	$1,340 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5613 74 0913`

Property Details

APN / Parcel Number

Primary APN	`5613 74 0913`
Alternative APNs	`04040 0165.000000` `133602` `178215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,084 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.216 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	400 sqft
Driveway	Asphalt Driveway
Driveway Area	1,000 sqft
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	178215
Street Address	404 FORD ST
City	KANNAPOLIS
State	NC
Zip	28083-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	P/O LTS 1-5 CENTERVIEW ADDN BLK S
Legal Subdivision	CENTERVIEW ADD
Legal Block	S
Legal Lot Number	1-5
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3044
Census Tract	40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 FORD ST, KANNAPOLIS, NC 28083-5036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	202511277
Deed Book / Page	17448 / 82
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 17, 2019
Property Address	404 FORD ST, KANNAPOLIS, NC 28083-5036
Document Number	0013787115
Book / Page	13787 / 0115
Map Reference	MB 5 PG 2
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3823 BROWNES FERRY RD, 3823, CHARLOTTE, NC 28269-8917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 FORD ST, KANNAPOLIS, NC 28083-5036

Mortgage

Document Number	0013787118
Date	Oct 17, 2019
Instrument	13787/118

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,150 (+19.29%) Land $40,000 Building $168,150
2025		$174,490 (+78.38%) Land $40,000 Building $134,490
2024			$208,150 (+112.79%) Land $40,000 Building $168,150
2023	$1,340.00	$97,820 Land $22,000 Building $75,820	$97,820 Land $22,000 Building $75,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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