402 Ford St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 402 Ford St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 922 sqft · built 1933
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$209,500 (Dec 2025)
Tax Bill	$1,155 (2023)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`5613 64 9889`

Property Details

APN / Parcel Number

Primary APN	`5613 64 9889`
Alternative APNs	`04040 0166.000000` `118203` `182297`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	922 sqft Living Area
Gross Area	1,084 sqft
1st Floor Area	922 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Slab
Porch Area	162 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	182297
Street Address	402 FORD ST
City	KANNAPOLIS
State	NC
Zip	28083-5036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 15-16 CENTERVIEW ADDN BLK S
Legal Subdivision	CENTERVIEW ADD
Legal Block	S
Legal Lot Number	15-16
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3044
Census Tract	40800

Owner

402 Ford St is owned and occupied by an individual who bought it in December 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	402 FORD ST, KANNAPOLIS, NC 28083-5036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	202528548
Deed Book / Page	17758 / 28
Prior Transfer Date	Aug 9, 2016
Prior Transfer Doc	0001206290
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 10, 2025
Property Address	402 FORD ST, KANNAPOLIS, NC 28083-5036
Document Number	0001775828
Book / Page	17758 / 28
Map Reference	MB 5 PG 2
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 PINNACLE LN, MOORESVILLE, NC 28117-8879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 FORD ST, KANNAPOLIS, NC 28083-5036

Mortgage

Document Number	0001775830
Date	Dec 10, 2025
Instrument	17758/30

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0001775847
Date	Dec 10, 2025
Book Page	17758/47

Lender

Name	NORTH CAROLINA COMMUNITY FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 15, 2017
Property Address	402 FORD ST, KANNAPOLIS, NC 28083-5036
Document Number	1267662
Book / Page	012676 / 000062
Instrument Date	Sep 13, 2017
Instrument	23934
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	164 PINNACLE LN MOORESVILLE NC 281178879, MOORESVILLE, NC 28117-8879

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,390 (+14.19%) Land $40,000 Building $142,390
2025		$159,720 Land $40,000 Building $119,720
2024			$182,390 (+116.28%) Land $40,000 Building $142,390
2023	$1,155.00	$84,330 Land $22,000 Building $62,330	$84,330 Land $22,000 Building $62,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 Ford St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Ford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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