500 Ford St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 500 Ford St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1900
Lot Size	0.091 acres (3,950 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2023)
Tax Bill	$1,328 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5613 75 3268`

Property Details

APN / Parcel Number

Primary APN	`5613 75 3268`
Alternative APNs	`04040 0122.000000` `117253` `164225`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	1,008 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,950 sqft (0.091 acres)
Lot Dimensions	79 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	200 sqft

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	108 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	164225
Street Address	500 FORD ST
City	KANNAPOLIS
State	NC
Zip	28083-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 14-15 CENTERVIEW ADDN BLK J
Legal Subdivision	CENTERVIEW ADD
Legal Block	J
Legal Lot Number	14-15
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3046
Census Tract	40800

Owner

500 Ford St is owned and occupied by an individual who bought it in July 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	500 FORD ST, KANNAPOLIS, NC 28083-5038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 2, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 31, 2017	Warranty Deed, Transfer · VA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Jul 31, 2017 · Amount on File
Deed Document Number	202314782
Deed Book / Page	16574 / 218
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 19, 2023
Property Address	500 FORD ST, KANNAPOLIS, NC 28083-5038
Document Number	0016574218
Book / Page	16574 / 218
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 FORD ST, KANNAPOLIS, NC 28083-5038

Mortgage

Document Number	0165740221
Date	Jul 19, 2023
Instrument	16574-0221

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year CMT
Max Rate	12.2%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	500 FORD ST, KANNAPOLIS, NC 28083-5038
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001614116
Date	Aug 2, 2022
Book Page	16141/16

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 31, 2017
Property Address	500 FORD ST, KANNAPOLIS, NC 28083-5038
Document Number	1260577
Book / Page	012605 / 000077
Instrument Date	Jul 28, 2017
Instrument	19416
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 FORD ST KANNAPOLIS NC 280835038, KANNAPOLIS, NC 28083-5038

Mortgage

Document Number	1260579
Date	Jul 31, 2017
Book Page	012605/000079
Instrument	19417

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,780 (-) Land $40,000 Building $126,780
2025		$166,780 Land $40,000 Building $126,780
2024			$166,780 (+77.01%) Land $40,000 Building $126,780
2023	$1,328.00	$94,220 Land $22,000 Building $72,220	$94,220 Land $22,000 Building $72,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 500 Ford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Ford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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