401 Ford St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 401 Ford St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 952 sqft · built 1920
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2025)
Tax Bill	$1,365 (2023)
Deeds & Mortgages	May 2022 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5613 64 8947`

Property Details

APN / Parcel Number

Primary APN	`5613 64 8947`
Alternative APNs	`04040 0168.000000` `149797` `177055` `98418`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	952 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Driveway	Asphalt Driveway
Driveway Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	177055
Street Address	401 FORD ST
City	KANNAPOLIS
State	NC
Zip	28083-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS 9-10 & P/O 8 CENTERVIEW ADDN BLK R
Legal Subdivision	CENTERVIEW ADD
Legal Block	R
Legal Lot Number	9-10
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3043
Census Tract	40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit CIVIC FINANCIAL SERVICES LLC
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 27, 2025	Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2021	Warranty Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL INVESTMENTS LLC
Sep 20, 2021	Special Warranty Deed, Transfer
Sep 28, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	20256329
Deed Book / Page	17360 / 218
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001602697
Date	May 16, 2022
Book Page	16026/97

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001493477
Date	Feb 23, 2021
Book Page	14934/77

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2047

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 27, 2025
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Document Number	0017360218
Book / Page	17360 / 218
Instrument Date	Mar 27, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1819 DIMMOCKS MILL RD, HILLSBOROUGH, NC 27278-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FORD ST, KANNAPOLIS, NC 28083-5035

Mortgage

Document Number	0017360221
Date	Mar 27, 2025
Instrument	17360/221

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1493477
Date	Feb 23, 2021
Book Page	14934/77

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 20, 2021
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Document Number	0015505324
Book / Page	15505 / 324
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5-100W, 5-100W, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155061
Date	Sep 20, 2021
Book Page	15506/1

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 20, 2021
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Document Number	0015505326
Book / Page	15505 / 326
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR BLDG 100W5, 100W5, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FORD ST, KANNAPOLIS, NC 28083-5035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	401 FORD ST, KANNAPOLIS, NC 28083-5035
Document Number	12704223
Book / Page	012704 / 000223
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 FORD ST KANNAPOLIS NC 280835035, KANNAPOLIS, NC 28083-5035

Mortgage

Document Number	12704223
Date	Oct 3, 2017
Book Page	012704/000223
Instrument	25694

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,640 (+4.18%) Land $40,000 Building $146,640
2025		$179,150 (+79.74%) Land $40,000 Building $139,150
2024			$186,640 (+87.26%) Land $40,000 Building $146,640
2023	$1,365.00	$99,670 Land $22,000 Building $77,670	$99,670 Land $22,000 Building $77,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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