406 Downing Dr, Chardon, OH 44024 Property Records

Geauga County property record for 406 Downing Dr, Chardon, OH 44024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,890 sqft · built 2002
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2022)
Tax Bill	$6,986 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-165151`

Property Details

APN / Parcel Number

Primary APN	`10-165151`
Alternative APN	`005302-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
1st Floor Area	1,456 sqft
Upper Floors Area	1,434 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	193 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	005302-4
Street Address	406 DOWNING DR
City	CHARDON
State	OH
Zip	44024-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 3 ROCKY CELLARS SUB #1 AMENDED
Legal Subdivision	ROCKY CELLARS SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	4
Census Block	4002
Census Tract	312201

Owner

Source: Geauga County records · APN 10-165151

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 DOWNING DR, CHARDON, OH 44024-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2022 · Amount on Record
Deed Sale	Sep 08, 2022 · Amount on Record
Prior Sale	Aug 06, 2001 · Amount on Record
Deed Document Number	20221004595
Deed Book / Page	2158 / 1975
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Sep 08, 2022
Property Address	406 DOWNING DR, CHARDON, OH 44024-1028
Document Number	0021581975
Book / Page	2158 / 1975
Map Reference	VOL 21 PG 96
Instrument Date	Aug 05, 2022
Instrument	202201004595
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 DOWNING DR, CHARDON, OH 44024-1028

Mortgage

Document Number	202201004596
Date	Sep 08, 2022
Instrument	202201004596

Lender

Name	FIRST FEDERAL SAVINGS AND LOAN ASSO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.77%
Type Change Date	Sep 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.77%
Index	Other
Max Rate	9.77%

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,986.00 (-0.13%)	$141,230 (-) Land $19,150 Building $122,080
2024	$6,995.00 (+4.19%) Homeowner's exemption	$141,230 (-) Land $19,150 Building $122,080
2023	$6,714.00 (+8.55%) Homeowner's exemption	$141,230 (+31.3%) Land $19,150 Building $122,080	$403,500 (+31.3%) Land $54,700 Building $348,800
2022		$107,560 Land $15,960 Building $91,600
2021	$6,185.00
2020			$307,300 Land $45,600 Building $261,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390553122014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Downing Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures