402 Downing Dr, Chardon, OH 44024 Property Records

Geauga County property record for 402 Downing Dr, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,727 sqft · built 1994
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2018)
Tax Bill	$6,752 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-165149`

Property Details

APN / Parcel Number

Primary APN	`10-165149`
Alternative APN	`005302-0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,727 sqft Living Area
1st Floor Area	1,831 sqft
Upper Floors Area	896 sqft
Basement Area	1,831 sqft
Unfinished Basement	1,831 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	28,314 sqft (0.65 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	500 sqft
Patio Area	500 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005302-0
Street Address	402 DOWNING DR
City	CHARDON
State	OH
Zip	44024-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S/L 1 ROCKY CELLARS SUB #1 AMENDED
Legal Subdivision	ROCKY CELLARS SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	4
Census Block	4002
Census Tract	312201

Owner

Source: Geauga County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 DOWNING DR, CHARDON, OH 44024-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Oct 7, 2004 · Amount on Record
Deed Document Number	2018935983
Deed Book / Page	2052 / 1922
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	May 21, 2018
Property Address	402 DOWNING DR, CHARDON, OH 44024-1028
Document Number	0020521922
Book / Page	2052 / 1922
Map Reference	VOL 25 PG 106
Instrument Date	May 18, 2018
Instrument	201800935983
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	LAWYERS TITLE OF CHARDON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 DOWNING DR, CHARDON, OH 44024-1028

Mortgage

Document Number	201800935984
Date	May 21, 2018
Instrument	201800935984

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,752.00 (-0.13%)	$136,500 (-) Land $26,740 Building $109,760
2024	$6,761.00 (+4.19%) Homeowner's exemption	$136,500 (-) Land $26,740 Building $109,760
2023	$6,489.00 (+5.46%) Homeowner's exemption	$136,500 (+27.57%) Land $26,740 Building $109,760	$390,000 (+27.58%) Land $76,400 Building $313,600
2022		$107,000 Land $20,060 Building $86,940
2021	$6,153.00
2020			$305,700 Land $57,300 Building $248,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20