Geauga County property record for 409 Downing Dr, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,368 sqft · built 1995 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jan 1995) |
| Tax Bill | $5,681 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165163 |
| Primary APN | 10-165163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,368 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Upper Floors Area | 1,104 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,204 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Balcony Area | 76 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 005304-8 |
|---|---|
| Street Address | 409 DOWNING DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | S/L 15 ROCKY CELLARS SUB #1 AMENDED |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County assessment roll, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 DOWNING DR, CHARDON, OH 44024-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Transfer on Death Deed, Transfer |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 1995 · Amount on Record |
| Deed Sale | Jan 19, 1995 · Amount on Record |
| Prior Sale | Dec 10, 1993 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Nov 20, 2023 |
| Property Address | 409 DOWNING DR, CHARDON, OH 44024-1027 |
| Document Number | 0021780287 |
| Book / Page | 2178 / 287 |
| Map Reference | VOL 23 PG 22 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 202301018086 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 409 DOWNING DR, CHARDON, OH 44024-1027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020583237 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 2058/3237 |
| Instrument | 201800940609 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,681.00 (-0.12%) | $114,840 (-) Land $20,580 Building $94,260 | |
| 2024 | $5,688.00 (+4.19%) Homeowner's exemption | $114,840 (-) Land $20,580 Building $94,260 | |
| 2023 | $5,459.00 (+1.98%) Homeowner's exemption | $114,840 (+23.35%) Land $20,580 Building $94,260 | $328,100 (+23.35%) Land $58,800 Building $269,300 |
| 2022 | $93,100 Land $17,150 Building $75,950 | ||
| 2021 | $5,353.00 | ||
| 2020 | $266,000 Land $49,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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