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400 Downing Dr, Chardon, OH 44024 Property Records

Geauga County property record for 400 Downing Dr, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,994 sqft · built 1956
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on Record
Tax Bill$5,221 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-103200

Property Details

APN / Parcel Number

Primary APN10-103200
Alternative APN
  • 005115-8

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,994 sqft Living Area
1st Floor Area1,202 sqft
Upper Floors Area792 sqft
Basement Area410 sqft
Unfinished Basement410 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area41,382 sqft (0.95 acres)
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area48 sqft
Patio Area543 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number005115-8
Street Address400 DOWNING DR
CityCHARDON
StateOH
Zip44024-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPARCEL C & PART PARCEL D CHARDON PARK ALLOTMENT #3
Legal SubdivisionCHARDON PARK
Legal Tract3
Legal Lot Number3
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group4
Census Block4002
Census Tract312201

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 DOWNING DR, CHARDON, OH 44024-1028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Intrafamily Transfer, Transfer · Seller Carry-Back
JOHN A NESI ETAL
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 23, 2022Warranty Deed, Transfer
INFINITE TITLE, INFINITY TITLE
Nov 12, 2021Warranty Deed, Transfer
REVERE TITLE
Jun 24, 2019Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2023
Deed SaleJan 13, 2023
Prior SaleNov 12, 2021 · Amount on Record
Deed Document Number20231008707
Deed Book / Page2164 / 1178
Prior Transfer DateDec 29, 2022
Prior Transfer Doc0021641178
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGEAUGA OH
Recording DateJan 13, 2023
Property Address400 DOWNING DR, CHARDON, OH 44024-1028
Document Number0021641178
Book / Page2164 / 1178
Map ReferenceVOL 6 PG 107
Instrument DateDec 29, 2022
Instrument202301008707
Transaction TypeTransfer
Record UpdatedJan 31, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 DOWNING DR, CHARDON, OH 44024-1028

Mortgage

Document Number202301008708
DateJan 13, 2023
Instrument202301008708
Lender
NameJOHN A NESI ETAL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address400 DOWNING DR, CHARDON, OH 44024-1028
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021220176
DateApr 16, 2021
Book Page2122/176
Instrument202100981205
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term133 Months
DueMay 1, 2032

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateFeb 23, 2022
Property Address400 DOWNING DR, CHARDON, OH 44024-1028
Document Number0021462365
Book / Page2146 / 2365
Map ReferenceVOL 6 PG 107
Instrument DateFeb 15, 2022
Instrument202200996621
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyINFINITE TITLE, INFINITY TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address400 DOWNING DR, CHARDON, OH 44024-1028

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateNov 12, 2021
Property Address400 DOWNING DR, CHARDON, OH 44024-1028
Document Number0021392295
Book / Page2139 / 2295
Instrument DateNov 8, 2021
Instrument202100992213
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyREVERE TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 DOWNING DR, CHARDON, OH 44024-1028

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGEAUGA OH
Recording DateJun 24, 2019
Property Address400 DOWNING DR, CHARDON, OH 44024-1028
Document Number0020731273
Book / Page002073 / 001273
Instrument DateJun 18, 2019
Instrument950689
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyLAWYERS TITLE AGENCY/CHARDON, LAWYERS TITLE AGCY/CHARDON

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 DOWNING DR CHARDON OH 440241028, CHARDON, OH 44024-1028

Mortgage

Document Number20731275
DateJun 24, 2019
Book Page002073/001275
Instrument950690
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 23, 2034

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
MunicipalityChardon City
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,221.00 (-0.11%)$103,330 (-) Land $26,640 Building $76,690
2024$5,227.00 (+4.1%)$103,330 (-) Land $26,640 Building $76,690
2023$5,021.00 (+18.48%) Homeowner's exemption$103,330 (+40.24%) Land $26,640 Building $76,690$295,200 (+40.24%) Land $76,100 Building $219,100
2022$73,680 Land $18,830 Building $54,850
2021$4,238.00
2020$210,500 Land $53,800 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARDON CITY PWS
serves 5,247 people · EPA ID OH2800412
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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