Geauga County property record for 403 Downing Dr, Chardon, OH 44024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,944 sqft · built 1996 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Company Name on File |
| Last Sale | $353,000 (May 2025) |
| Tax Bill | $5,556 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165166 |
| Primary APN | 10-165166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Upper Floors Area | 694 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Basement Area | 1,170 sqft |
| Unfinished Basement | 1,170 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 256 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 005305-4 |
|---|---|
| Street Address | 403 DOWNING DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/L 18 ROCKY CELLARS SUB #1 AMENDED |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County records · APN 10-165166
Assessment roll updated March 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 403 DOWNING DR, CHARDON, OH 44024-1027 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 16, 2020 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Apr 16, 2020 · Amount on Record |
| Deed Document Number | 20251034251 |
| Deed Book / Page | 2201 / 2684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Apr 16, 2020 |
| Property Address | 403 DOWNING DR, CHARDON, OH 44024-1027 |
| Document Number | 0020910416 |
| Book / Page | 002091 / 000416 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 962433 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2020 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 DOWNING DR CHARDON OH 440241027, CHARDON, OH 44024-1027 |
| Document Number | 20910418 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 002091/000418 |
| Instrument | 962434 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 403 DOWNING DR, CHARDON, OH 44024-1027 |
| Document Number | 0020561080 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 DOWNING DR CHARDON OH 440241027, CHARDON, OH 44024-1027 |
| Document Number | 0020561080 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 002056/001080 |
| Instrument | 938655 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 26, 2033 |
Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,556.00 (+2%) | $109,970 (-) Land $21,770 Building $88,200 | |
| 2024 | $5,447.00 (+4.19%) Homeowner's exemption | $109,970 (-) Land $21,770 Building $88,200 | |
| 2023 | $5,228.00 (-0.44%) Homeowner's exemption | $109,970 (+20.42%) Land $21,770 Building $88,200 | $314,200 (+20.43%) Land $62,200 Building $252,000 |
| 2022 | $91,320 Land $18,130 Building $73,190 | ||
| 2021 | $5,251.00 | ||
| 2020 | $260,900 Land $51,800 Building $209,100 |
Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390553122014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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