Citrus County property record for 4028 N Bluewater Dr, Hernando, FL 34442
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1998 |
| Lot Size | 0.336 acres (14,656 sqft) |
| Owner | Trust Name on File |
| Last Sale | $39,900 (Sep 2014) |
| Tax Bill | $2,624 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 19E-18S-14-0110-00380-083.0 |
| Primary APN | 19E-18S-14-0110-00380-083.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Flooring | Subfloor |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,656 sqft (0.336 acres) |
| Lot Dimensions | 125 ft deep x 48.8 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Utility Building | 288 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3520613 |
|---|---|
| Old Parcel Number | 1418S19E0110003800830 |
| Street Address | 4028 N BLUEWATER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3151 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH COASTAL LAKES & RVR |
| Legal Description | APACHE SHORES UNIT 11 PB 5 PG 36 LOTS 83 & 84 BLK 38 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | APACHE SHORES UNIT 11 |
| Legal Block | 38 |
| Legal Lot Number | 83-84 84 |
| Legal Unit | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 450105 |
4028 N Bluewater Dr, a mobile home, is held in a trust since September 2014.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 345 4TH AVE N, SAFETY HARBOR, FL 34695-3634 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2014 · Amount on File |
| Deed Sale | Sep 9, 2014 · Amount on File |
| Prior Sale | Apr 27, 2000 · Amount on File |
| Deed Document Number | 2014039956 |
| Deed Book / Page | 2643 / 1524 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4028 N Bluewater Dr was $2,624, up 11.5% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 (+11.47%) | $161,862 (+10.93%) Land $46,710 Building $115,152 | $161,862 (+10.93%) Land $46,710 Building $115,152 |
| 2024 | $2,354.00 (-1.51%) | $145,908 (-3.54%) Land $34,070 Building $111,838 | $145,908 (-3.54%) Land $34,070 Building $111,838 |
| 2023 | $2,390.00 (+8.49%) | $151,259 (-1.01%) Land $34,070 Building $117,189 | $151,259 (-1.01%) Land $34,070 Building $117,189 |
| 2022 | $2,203.00 | $152,804 Land $31,870 Building $120,934 | $152,804 Land $31,870 Building $120,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4028 N Bluewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 41.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4028 N Bluewater Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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