4052 Shadowbrook Rd, Waxhaw, NC 28173 Property Records

Union County property record for 4052 Shadowbrook Rd, Waxhaw, NC 28173

Property Summary

Property TypeOther Improved
Details4 bd · 3 ba · 3,200 sqft · built 2019
Lot Size0.263 acres (11,456 sqft)
Owner2 Individual Names on Record
Last Sale$408,000 (Jul 2019)
Tax Bill$5,641 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-165-514

Property Details

APN / Parcel Number

Primary APN06-165-514

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,200 sqft Living Area
1st Floor Area1,446 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area11,456 sqft (0.263 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4052 SHADOWBROOK RD
CityWAXHAW
StateNC
Zip28173-0291
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeCU R-3 WAX
Legal Description#1238 MILLBRIDGE PH5 MAP2 OPCO001-005
Legal SubdivisionMILLBRIDGE
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group3
Census Block3011
Census Tract21013

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4052 SHADOWBROOK RD, WAXHAW, NC 28173-0291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
T2 FINANCIAL LLC
Dec 14, 2022Deed of Trust, Mortgage · Line of Credit
FOUNDERS FCU
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2019 · Amount on Record
Deed SaleJul 10, 2019 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Document Number201919504
Deed Book / Page7411 / 144
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4052 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008323590
DateNov 23, 2021
Book Page8323/590
Instrument55698
Lender
NameT2 FINANCIAL LLC
TypeNon-Lending Institution
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4052 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008624497
DateDec 14, 2022
Book Page8624/497
Instrument40754
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4052 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008054200
DateApr 6, 2021
Book Page8054/200
Instrument16072
Lender
NameT2 FINANCIAL LLC
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWaxhaw Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$732,500 (-) Land $104,000 Building $628,500$732,500 (-) Land $104,000 Building $628,500
2025$5,641.00 (+29.8%)$732,500 (+71.02%) Land $104,000 Building $628,500$732,500 (+71.02%) Land $104,000 Building $628,500
2023$4,346.00$428,300 Land $70,900 Building $357,400$428,300 Land $70,900 Building $357,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAARS, INC
private · serves 625 people · EPA ID NC0190127
Water SourceGroundwater
Last State InspectionAug 2025
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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