4053 Shadowbrook Rd, Waxhaw, NC 28173 Property Records

Union County property record for 4053 Shadowbrook Rd, Waxhaw, NC 28173

Property Summary

Property Type	Other Improved
Details	5 bd · 4.5 ba · 3,732 sqft · built 2019
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Jan 2020)
Tax Bill	$6,243 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2024 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`06-165-488`

Property Details

APN / Parcel Number

Primary APN	`06-165-488`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,732 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,409 sqft (0.216 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4053 SHADOWBROOK RD
City	WAXHAW
State	NC
Zip	28173-0291
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CU R-3 WAX
Legal Description	#1212 MILLBRIDGE PH5 MAP2 OPCO001-005
Legal Subdivision	MILLBRIDGE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3008
Census Tract	21013

Owner

4053 Shadowbrook Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4053 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Jan 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MAYNARD NEXSEN REAL ESTATE SERVICES
Sep 22, 2020	Deed of Trust, Mortgage · Conventional with PMI RESIDENTIAL MTG SVC
Mar 28, 2019	Deed of Trust, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on File
Deed Sale	Jan 2, 2020 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Document Number	202035
Deed Book / Page	7554 / 755
Last Transfer Date	Sep 22, 2020
Transfer Doc	0007826410
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4053 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008406567
Date	Feb 23, 2022
Book Page	8406/567
Instrument	6809

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4053 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008849851
Date	Feb 7, 2024
Book Page	8849/851
Instrument	2557

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 5, 2039

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4053 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009285128
Date	Jan 13, 2026
Book Page	9285/128
Instrument	868

Lender

Name	MAYNARD NEXSEN REAL ESTATE SERVICES
Type	Non-Lending Institution
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 5, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4053 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Document Number	7826412
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4053 SHADOWBROOK RD WAXHAW NC 281730291, WAXHAW, NC 28173-0291

Mortgage

Document Number	7826412
Date	Sep 29, 2020
Book Page	007826/000412
Instrument	38839

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4053 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Document Number	7341711
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4053 SHADOWBROOK RD WAXHAW NC 281730291, WAXHAW, NC 28173-0291
Investor	Possibly a Property Investor

Mortgage

Document Number	7341711
Date	Apr 1, 2019
Book Page	007341/000711
Instrument	8284

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4053 Shadowbrook Rd was $6,243.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,600 (-) Land $104,000 Building $706,600	$810,600 (-) Land $104,000 Building $706,600
2025	$6,243.00	$810,600 Land $104,000 Building $706,600	$810,600 Land $104,000 Building $706,600
2023	$4,850.00	$477,900 Land $70,900 Building $407,000	$477,900 Land $70,900 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4053 Shadowbrook Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4053 Shadowbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAARS, INC private · serves 625 people · EPA ID NC0190127
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, Windstream.

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