4041 Shadowbrook Rd, Waxhaw, NC 28173 Property Records

Union County property record for 4041 Shadowbrook Rd, Waxhaw, NC 28173

Property Summary

Property Type	Other Improved
Details	4 bd · 4 ba · 2,750 sqft · built 2019
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,000 (Feb 2020)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-165-485`

Property Details

APN / Parcel Number

Primary APN	`06-165-485`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,750 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,409 sqft (0.216 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4041 SHADOWBROOK RD
City	WAXHAW
State	NC
Zip	28173-0291
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CU R-3 WAX
Legal Description	#1209 MILLBRIDGE PH5 MAP2 OPCO001-005
Legal Subdivision	MILLBRIDGE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3008
Census Tract	21013

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4041 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20206761
Deed Book / Page	7597 / 636
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4041 SHADOWBROOK RD, WAXHAW, NC 28173-0291
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008849174
Date	Feb 5, 2024
Book Page	8849/174
Instrument	2422

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Waxhaw Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,800 (-) Land $104,000 Building $520,800	$624,800 (-) Land $104,000 Building $520,800
2025	$4,812.00 (+35.55%)	$624,800 (+78.62%) Land $104,000 Building $520,800	$624,800 (+78.62%) Land $104,000 Building $520,800
2023	$3,550.00	$349,800 Land $70,900 Building $278,900	$349,800 Land $70,900 Building $278,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAARS, INC private · serves 625 people · EPA ID NC0190127
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30