Union County property record for 4045 Shadowbrook Rd, Waxhaw, NC 28173
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 3 ba · 3,209 sqft · built 2019 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $467,000 (Feb 2020) |
| Tax Bill | $5,622 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2025 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-165-486 |
| Primary APN | 06-165-486 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,209 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Lot Area | 9,845 sqft (0.226 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4045 SHADOWBROOK RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-0291 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | CU R-3 WAX |
| Legal Description | #1210 MILLBRIDGE PH5 MAP2 OPCO001-005 |
| Legal Subdivision | MILLBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21013 |
4045 Shadowbrook Rd is owned and occupied by two individuals who bought it in February 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4045 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 11, 2025 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on File |
| Deed Sale | Feb 26, 2020 · Amount on File |
| Prior Sale | Aug 22, 2019 · Amount on File |
| Deed Document Number | 20206281 |
| Deed Book / Page | 7594 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4045 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008445462 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 8445/462 |
| Instrument | 12667 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4045 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 4045 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Document Number | 0000913639 |
|---|---|
| Date | Jun 11, 2025 |
| Book Page | 9136/39 |
| Instrument | 14607 |
| Name | FOURLEAF FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4045 Shadowbrook Rd was $5,622.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Waxhaw Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,000 (-) Land $104,000 Building $626,000 | $730,000 (-) Land $104,000 Building $626,000 | |
| 2025 | $5,622.00 | $730,000 Land $104,000 Building $626,000 | $730,000 Land $104,000 Building $626,000 |
| 2023 | $4,421.00 | $435,700 Land $70,900 Building $364,800 | $435,700 Land $70,900 Building $364,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4045 Shadowbrook Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 Shadowbrook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAARS, INC private · serves 625 people · EPA ID NC0190127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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