Union County property record for 4049 Shadowbrook Rd, Waxhaw, NC 28173
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 4 ba · 3,151 sqft · built 2019 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $940,000 (Jul 2025) |
| Tax Bill | $5,634 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Jul 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-165-487 |
| Primary APN | 06-165-487 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,151 sqft Living Area |
| 1st Floor Area | 2,125 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 9,714 sqft (0.223 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4049 SHADOWBROOK RD |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-0291 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | CU R-3 WAX |
| Legal Description | #1211 MILLBRIDGE PH5 MAP2 OPCO001-005 |
| Legal Subdivision | MILLBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21013 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4049 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 25, 2024 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jul 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 28, 2019 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2025 · Amount on Record |
| Deed Sale | Jul 2, 2025 · Amount on Record |
| Prior Sale | Dec 19, 2019 · Amount on Record |
| Deed Document Number | 202516786 |
| Deed Book / Page | 9152 / 38 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4049 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0008926505 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 8926/505 |
| Instrument | 14470 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | SUFFOLK, VA 23435 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 2, 2025 |
| Property Address | 4049 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Document Number | 0000915238 |
| Book / Page | 9152 / 38 |
| Map Reference | MB O FILE 5 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 16786 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5030 BEACON AVE, MONROE, NC 28110-9855 |
| Name | Verified Name |
|---|---|
| Address | 4049 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Document Number | 0000016787 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 16787 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4049 SHADOWBROOK RD, WAXHAW, NC 28173-0291 |
| Document Number | 7341711 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4049 SHADOWBROOK RD WAXHAW NC 281730291, WAXHAW, NC 28173-0291 |
| Investor | Possibly a Property Investor |
| Document Number | 7341711 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 007341/000711 |
| Instrument | 8284 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Waxhaw Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $731,200 (-0.05%) Land $104,000 Building $627,200 | $731,200 (-0.05%) Land $104,000 Building $627,200 | |
| 2025 | $5,634.00 (+28.66%) | $731,600 (+69.55%) Land $104,000 Building $627,600 | $731,600 (+69.55%) Land $104,000 Building $627,600 |
| 2023 | $4,379.00 | $431,500 Land $70,900 Building $360,600 | $431,500 Land $70,900 Building $360,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAARS, INC private · serves 625 people · EPA ID NC0190127 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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