San Diego County property record for 405 E Indian Rock Rd, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 1972 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jun 2002) |
| Tax Bill | $4,883 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-340-29-00 |
| Primary APN | 175-340-29-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,026 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 E INDIAN ROCK RD |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 37 TR 004900 |
| Legal Subdivision | BELLA LOMA TERRACE |
| Legal Tract | 004900 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 19206 |
405 E Indian Rock Rd is owned and occupied by an individual who bought it in June 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E INDIAN ROCK RD, VISTA, CA 92084-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2002 · Amount on File |
| Deed Sale | Jun 27, 2002 · Amount on File |
| Prior Sale | Jul 31, 2000 · Amount on File |
| Deed Document Number | 2002545754 |
| Prior Transfer Date | Dec 29, 1993 |
| Prior Transfer Doc | 0000123036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 405 E INDIAN ROCK RD, VISTA, CA 92084-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 E INDIAN ROCK RD, VISTA, CA 92084-4402 |
| Document Number | 0000701512 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020-0701512 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 405 E Indian Rock Rd was $4,883 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,694 (+2%) Land $188,347 Building $188,347 | |
| 2025 | $4,883.00 Homeowner's exemption | $369,308 Land $184,654 Building $184,654 |
| 2023 | $4,550.00 (+0.24%) Homeowner's exemption | $354,970 Land $177,485 Building $177,485 |
| 2022 | $4,539.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 405 E Indian Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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