361 E Indian Rock Rd, Vista, CA 92084 Property Records

San Diego County property record for 361 E Indian Rock Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,042 sqft · built 1967
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$970,000 (Sep 2026)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`175-340-21-00`

Property Details

APN / Parcel Number

Primary APN	`175-340-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,042 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	10,200 sqft (0.234 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	361 E INDIAN ROCK RD
City	VISTA
State	CA
Zip	92084-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 29 TR 004900
Legal Subdivision	BELLA LOMA TERRACE
Legal Tract	004900
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	19206

Owner

361 E Indian Rock Rd is owned and occupied by two individuals who bought it in September 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Grant Deed, Transfer · Conventional Mortgage HOME LENDING
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Sep 26, 2017	Quit Claim Deed, Transfer Quitclaim
May 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Apr 23, 2025 · Amount on File
Deed Document Number	2026282540
Prior Transfer Date	Apr 16, 2025
Prior Transfer Doc	0000105503
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363
Document Number	0000282540
Instrument Date	Sep 15, 2026
Instrument	2026282540
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,767.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363

Mortgage

Document Number	0000282541,
Date	Sep 29, 2026
Instrument	2026282541

Lender

Name	HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 KNOTS LN, CARLSBAD, CA 92011-5421

Mortgage

Document Number	0000013493
Date	Jan 8, 2021
Instrument	2021-0013493

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2018
Property Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363
Document Number	0000321277
Map Reference	MAP 4900
Instrument Date	Jul 13, 2018
Instrument	2018-0321277
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	509 KNOTS LN, CARLSBAD, CA 92011-5421

Mortgage

Document Number	0000321278
Date	Aug 6, 2018
Instrument	2018-0321278

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2017
Property Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363
Document Number	0000441837
Instrument Date	Sep 26, 2017
Instrument	441837
Transaction Type	Transfer
Record Updated	Oct 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	509 KNOTS LN CARLSBAD CA 920115421, CARLSBAD, CA 92011-5421

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	361 E INDIAN ROCK RD, VISTA, CA 92084-4363
Document Number	0000241945
Instrument Date	May 30, 2017
Instrument	241945
Transaction Type	Transfer
Record Updated	Jun 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	509 KNOTS LN CARLSBAD CA 920115421, CARLSBAD, CA 92011-5421

Tax Assessment & Valuation

The 2025 property tax bill for 361 E Indian Rock Rd was $3,684, up 4.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,300 (+164.73%) Land $488,784 Building $189,516
2025	$3,684.00 (+4.72%)	$256,222 Land $184,634 Building $71,588
2024	$3,518.00 (+1.94%)
2023	$3,451.00 (+0.23%)	$246,274 Land $177,465 Building $68,809
2022	$3,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 361 E Indian Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 361 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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