362 E Indian Rock Rd, Vista, CA 92084 Property Records

San Diego County property record for 362 E Indian Rock Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,765 sqft · built 1969
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Feb 2022)
Tax Bill	$9,233 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173-100-16-00`

Property Details

APN / Parcel Number

Primary APN	`173-100-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,765 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	15,200 sqft (0.349 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	362 E INDIAN ROCK RD
City	VISTA
State	CA
Zip	92084-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 /EXC SELY 3 FT/ TR 003991
Legal Subdivision	SHERMAN HILLS
Legal Tract	003991
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19206

Owner

362 E Indian Rock Rd is owned and occupied by two individuals who bought it in February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Grant Deed, Transfer · VA Mortgage CELEBRITY HOME LOANS LLC
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC
Aug 24, 2017	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 24, 2017	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR
Aug 24, 2017	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on File
Deed Sale	Feb 11, 2022 · Amount on File
Prior Sale	Aug 24, 2017 · Amount on File
Deed Document Number	202265010
Prior Transfer Date	Mar 6, 1995
Prior Transfer Doc	0000249709
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2022
Property Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340
Document Number	0000065010
Map Reference	MAP 3991
Instrument Date	Jan 27, 2022
Instrument	2022-0065010
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340

Mortgage

Document Number	0000065011
Date	Feb 11, 2022
Instrument	2022-0065011

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340
Document Number	0000293519
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 E INDIAN ROCK RD VISTA CA 920844340, VISTA, CA 92084-4340

Mortgage

Document Number	0000293519
Date	Jul 19, 2019
Instrument	293519

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340
Document Number	0000388749
Map Reference	MAP3991
Instrument Date	Aug 22, 2017
Instrument	2017-0388749
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340

Mortgage

Document Number	0000388750
Date	Aug 24, 2017
Instrument	2017-0388750

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340
Document Number	0000388748
Instrument Date	Aug 10, 2017
Instrument	388748
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 ADENA WAY SAN MARCOS CA 920698123, SAN MARCOS, CA 92069-8123

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	362 E INDIAN ROCK RD, VISTA, CA 92084-4340
Document Number	0000388747
Instrument Date	Aug 10, 2017
Instrument	388747
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 ADENA WAY SAN MARCOS CA 920698123, SAN MARCOS, CA 92069-8123

Tax Assessment & Valuation

The 2025 property tax bill for 362 E Indian Rock Rd was $9,233 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$833,471 (+2%) Land $498,754 Building $334,717
2025	$9,233.00 Homeowner's exemption	$817,129 Land $488,975 Building $328,154
2023	$8,299.00 (+70.1%) Homeowner's exemption	$767,000 Land $458,000 Building $309,000
2022	$4,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 362 E Indian Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 362 E Indian Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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