405 Ambergate Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 405 Ambergate Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,922 sqft · built 2017
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Jun 2018)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`197-13-03-039`

Property Details

APN / Parcel Number

Primary APN	`197-13-03-039`
Alternative APN	`197-00-01-083`

Interior

Building Area	2,922 sqft Finished Area
1st Floor Area	1,278 sqft
2nd Floor Area	1,644 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,802 sqft (0.179 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	342 sqft

Location & Zoning

Street Address	405 AMBERGATE LN
City	MONCKS CORNER
State	SC
Zip	29461-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 39FOXBANK TR H PH H-1 & H-2
Legal Subdivision	FOXBANK 2018
Legal Tract	H
Legal Lot Number	39
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1049
Census Tract	20601

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 4, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK
Nov 13, 2017	Grant Deed, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Document Number	201818308
Deed Book / Page	2760 / 41
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	405 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	HARVEY AND VALLINI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03538/0906
Date	Oct 14, 2020
Book Page	3538/906
Instrument	2020040067

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 4, 2018
Property Address	405 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	02760/0041
Book / Page	2760 / 0041
Map Reference	CAB S PG 331A&332A
Instrument Date	May 31, 2018
Instrument	2018018308
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2018018309
Date	Jun 4, 2018
Instrument	2018018309

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 13, 2017
Property Address	405 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Book / Page	002609 / 000001
Instrument Date	Nov 10, 2017
Instrument	41122
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 WANDO PARK BLVD #230 MOUNT PLEASANT SC 294647960, 230, MOUNT PLEASANT, SC 29464-7960

Mortgage

Document Number	2609/0001
Date	Nov 13, 2017
Book Page	002609/000001
Instrument	41122

Lender

Name	REGIONS BK
Type	Bank
Address	1201 MAIN ST # 1810, COLUMBIA, SC 29201-3294

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,445 (+2,399.97%) Land $63,545 Building $297,900	$426,600 (-) Land $75,000 Building $351,600
2025	$2,412.00 (+5.28%) Homeowner's exemption	$14,458 (-) Land $2,542 Building $11,916	$426,600 (-) Land $75,000 Building $351,600
2024	$2,291.00 (+4.52%) Homeowner's exemption	$14,458 (+15%) Land $2,542 Building $11,916	$426,600 (+35.73%) Land $75,000 Building $351,600
2022	$2,192.00 Homeowner's exemption	$12,572 Land $2,600 Building $9,972	$314,300 Land $65,000 Building $249,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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