401 Ambergate Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 401 Ambergate Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,908 sqft · built 2018
Lot Size	0.244 acres (10,646 sqft)
Owner	Individual Name on File
Last Sale	$573,600 (Apr 2024)
Tax Bill	$10,358 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197-13-03-037`

Property Details

APN / Parcel Number

Primary APN	`197-13-03-037`
Alternative APN	`197-00-01-083`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,908 sqft Finished Area
1st Floor Area	1,244 sqft
2nd Floor Area	1,664 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,646 sqft (0.244 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	342 sqft
Patio Area	464 sqft
Storage Building	200 sqft

Location & Zoning

Street Address	401 AMBERGATE LN
City	MONCKS CORNER
State	SC
Zip	29461-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 37FOXBANK TR H PH H-1 & H-2
Legal Subdivision	FOXBANK 2018
Legal Tract	H
Legal Lot Number	37
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1049
Census Tract	20601

Owner

401 Ambergate Ln is owned and occupied by an individual who bought it in April 2024.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed, Transfer · FHA Mortgage TRUIST BANK
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 25, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	202412261
Deed Book / Page	4841 / 199
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 25, 2024
Property Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	04841/0199
Book / Page	4841 / 199
Map Reference	CAB S PG 331A&332A
Instrument Date	Apr 15, 2024
Instrument	2024012261
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,492.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2024012262
Date	Apr 25, 2024
Instrument	2024012262

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02806/0934
Date	Jul 31, 2018
Book Page	2806/0934
Instrument	2018025797

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03942/0827
Date	Aug 24, 2021
Book Page	3942/827
Instrument	2021040208

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 25, 2018
Property Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	02729/0943
Book / Page	2729 / 0943
Map Reference	CAB S PG 331A&332A
Instrument Date	Apr 18, 2018
Instrument	2018013556
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2018013557
Date	Apr 25, 2018
Instrument	2018013557

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 Ambergate Ln was $10,358, up 297.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,400 (+1,566.67%) Land $95,000 Building $467,400	$562,400 (-) Land $95,000 Building $467,400
2025	$10,358.00 (+297.77%)	$33,744 (-) Land $5,700 Building $28,044	$562,400 (-) Land $95,000 Building $467,400
2024	$2,604.00	$33,744 Land $5,700 Building $28,044	$562,400 Land $95,000 Building $467,400
2022	$2,491.00 Homeowner's exemption	$14,532 Land $2,600 Building $11,932	$363,300 Land $65,000 Building $298,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Ambergate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Ambergate Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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