404 Ambergate Ln, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 404 Ambergate Ln, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,132 sqft · built 2018
Lot Size	0.179 acres (7,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jun 2025)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`197-13-03-054`

Property Details

APN / Parcel Number

Primary APN	`197-13-03-054`
Alternative APN	`197-00-01-083`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,132 sqft Finished Area
1st Floor Area	2,367 sqft
2nd Floor Area	765 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,799 sqft (0.179 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	281 sqft
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	404 AMBERGATE LN
City	MONCKS CORNER
State	SC
Zip	29461-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MONCKS COR
Legal Description	LOT 54FOXBANK TR H PH H-1 & H-2
Legal Subdivision	FOXBANK 2018
Legal Tract	H
Legal Lot Number	54
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	1
Census Block	1050
Census Tract	20601

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Apr 30, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage AMERIS BK
Jun 21, 2017	Deed, Construction Loan · Construction Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	202520228
Deed Book / Page	5235 / 938
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 18, 2023
Property Address	404 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	04640/0836
Book / Page	4640 / 836
Map Reference	CAB S PG 331A
Instrument Date	Aug 16, 2023
Instrument	2023025467
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,352.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 AMBERGATE LN, MONCKS CORNER, SC 29461-5802

Mortgage

Document Number	2023025468
Date	Aug 18, 2023
Instrument	2023025468

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	404 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03334/0434
Date	Apr 20, 2020
Book Page	3334/434
Instrument	2020013537

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 30, 2018
Property Address	404 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	2732/0993
Book / Page	002732 / 000993
Instrument Date	Apr 27, 2018
Instrument	14109
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 AMBERGATE LN MONCKS CORNER SC 29461, MONCKS CORNER, SC 29461

Mortgage

Document Number	2733/0001
Date	Apr 30, 2018
Book Page	002733/000001
Instrument	14110

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

June 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jun 21, 2017
Property Address	404 AMBERGATE LN, MONCKS CORNER, SC 29461-5802
Document Number	02495/0185
Book / Page	2495 / 0185
Map Reference	CAB S PG 331&332A
Instrument Date	Jun 20, 2017
Instrument	2017022249
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$925.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 WANDO PARK BLVD STE 230, 230, MOUNT PLEASANT, SC 29464-7960

Mortgage

Document Number	2017022250
Date	Jun 21, 2017
Instrument	2017022250

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Moncks Corner Town
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,100 (+2,474.23%) Land $115,000 Building $412,100	$527,100 (+2.97%) Land $115,000 Building $412,100
2025	$3,275.00 (+4.67%)	$20,476 (-) Land $3,000 Building $17,476	$511,900 (-) Land $75,000 Building $436,900
2024	$3,129.00 (+57.47%) Homeowner's exemption	$20,476 (+54.89%) Land $3,000 Building $17,476	$511,900 (+54.89%) Land $75,000 Building $436,900
2022	$1,987.00 Homeowner's exemption	$13,220 Land $2,600 Building $10,620	$330,500 Land $65,000 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Sep 2025
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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